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Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Easy loan

5
Simple process from application to repayments and the website is very easy to navigate. Reviewed on: 19th December 2016

Easy

5
Quick and easy. No hassles, with great customer service. Reviewed on: 19th December 2016

Spot on!

5
Everything went very smoothly. Recommended to family and friends as well! Reviewed on: 19th December 2016

Easy t deal with

5
Applying for a loan with Zopa was easy from start to finish. The online application was straightforward and we had approval in a short space of time. The money followed as soon as we requested. Thank you . Reviewed on: 19th December 2016

1st class

5
The first time i have taken out a loan,it was fast, no fuss and professionally dealt with.The rates were excellent and i would use zopa again in the future. Reviewed on: 19th December 2016

The no fuss loan

5
It was the easiest and quickest application I have ever done NO FUSS WHAT SO EVER Reviewed on: 19th December 2016

Good help

4
I had been online to Zopa. Service staff nice had email other as I am deaf. Explained, smooth and to understand and happy. Reviewed on: 19th December 2016

Fast, easy and effective

5
I needed a loan quickly and my credit rating had seen better days. Zopa offered a decent rate and the process was very straight forward. Had the money in my account with a couple of days from point of application. Reviewed on: 19th December 2016

Quick, clear and easy

4
Good idea and good interest rates. Reviewed on: 19th December 2016

Easy and fair to deal with

5
Needed a loan quick and zopa were great Reviewed on: 19th December 2016

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