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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Excellent service

I recently changed bank accounts & there was an issue with my next loan payment. I contacted Zopa, they took care of the issue & ensured there would be no black mark on my credit file. Reviewed on: 19th December 2016

Fast and affective service

It was fast simple and easy to get a loan with good interest rates. Would definitely recommend Reviewed on: 19th December 2016

Quick professional service

Quick professional service. Would use again and recommend Reviewed on: 19th December 2016

Fair interest rate, trusty lender

Easy to take out the loan, great communication, and the best interest rate for what I needed. Would definitely use zopa again Reviewed on: 19th December 2016

Excellent and cheapest!

My loan experience was totally no fuss. Easily manageable and easy to view through the online account, always offered the cheapest rates compared to any other loan too - overall top service! Reviewed on: 19th December 2016

Best Loan Company

Having taken out a number of personal loans over the years, this was the simplest to complete with the fastest response and best interest rate - it could not have been simpler to make the choice! Reviewed on: 19th December 2016

Mr Maciej

Very High level of experience and customer service . Reviewed on: 19th December 2016

Simple application, Quick decision

The application process was simple and a decision was made very quickly. Very easy to manage your account online. Reviewed on: 19th December 2016

loan for everyone

Nice and easy without hiding costs. Strait answer and great rates. Reviewed on: 19th December 2016

Easy and friendly

Took no time for an answer and money was in my account the same day. Great service Reviewed on: 19th December 2016

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