Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Top rate

An excellent service, the application was very straight forward and the response time very good. I have already recommended to a friend and would again. Reviewed on: 20th December 2016

Brilliant Service

Fantastic, quick no nonsense service. Reviewed on: 20th December 2016

Best rate, personally suited loans

Zopa offered the best rate on a loan for myself. I was able to personally customise everything so I knew how much I would pay back monthly and in total and on which day I would pay. They offer easy access to then pay further each month. In whole it's been a good experience using Zopa as the company for my first ever loan. Reviewed on: 20th December 2016

good company

good company easy to get a loan out and quick service with no hidden charges Reviewed on: 20th December 2016

Top notch service

I approached Zopa after seeing their services advertised on the internet , the whole application was very straight forward and extremely easy . A quick answer was positive ! Brilliant communication, I would certainly recommend Zopa Reviewed on: 20th December 2016

Excellent and easy

Excellent service and helpful. Was easy to get loan brilliant Reviewed on: 20th December 2016

Excellent lending company

Very quick respond for my application. Money was on my account in 2 days! Zopa really helped me when I was desperate. Thank you! Reviewed on: 20th December 2016

fast, easy and efficient service

Zopa not only offer the best loan rates they also offer a fast and efficient service that is simple to use. Would certainly recommend. Reviewed on: 20th December 2016

Fabo Zopa

Quick, easy, and with rates very affordable. Reviewed on: 20th December 2016

Never go elsewhere

I have used zopa many times over the years. Each time I need a loan I take a look at their rates, and always check around to compare. Not sure why I bother comparing anymore as I always finds best loan rates with zopa. Reviewed on: 20th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from WageDay Advance 4.91 from 284 reviews
Equity Crowdfunding (discontinued)
from Microgenius (inactive company) 0.00 from 0 reviews
Loans
from Partners Credit Union 4.90 from 801 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub