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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Never go elsewhere

I have used zopa many times over the years. Each time I need a loan I take a look at their rates, and always check around to compare. Not sure why I bother comparing anymore as I always finds best loan rates with zopa. Reviewed on: 20th December 2016

Quick and easy with a competitive rate.

Very easy and quick with competitive rates. I would definitely recommend Zopa to everyone. Reviewed on: 20th December 2016

simple

My experience with zopa was excellent, not only did they have the best rates on the loan I wanted the application process was quick & easy, can't thank them enough. Reviewed on: 20th December 2016

Easier than 1,2,3.

Seamless loan set up carried out completely online without the interaction of a single human being. All checks happened quickly to ensure my eligibility and the rate was the most competitive in the market. I wish everything was this slick, simple and pain free. Reviewed on: 20th December 2016

Straightforward and painless!

I took out a Zopa loan over a year ago now, and found the whole process very easy. I would recommend Zopa to any of my family and friends, which is about as good a testament as I can give! Reviewed on: 20th December 2016

Excellant Service

Great service, excellent rates, fast quick and efficient, website great too Reviewed on: 20th December 2016

Very good

No problems, got money within days and good interest rates Reviewed on: 20th December 2016

Fantastically easy

Very easy to set up and deal with. Reviewed on: 20th December 2016

Simple and fast, five star service!

Couldn't ask for better service from a loan provider. So easy to apply and money in my account the very next day. Kept up to date at all stages of processing, and great after care, 14 days to change your mind and can keep track of your account at all times Absolutely fantastic, can't recommend Zopa enough! Reviewed on: 20th December 2016

Quick and easy with a great website that is easy to use.

Did my application online and have taken out two further loans. I have found it easy to apply and may extra repayments. The Webiste is fast and easy to navigate. A great service. Reviewed on: 20th December 2016

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