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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick and easy service

The process with Zopa was really clear throughout, the language they use is easy to understand, you don't feel like they're hiding anything and I had confidence that they were a good provider when I took out a loan. I've been really happy with them and would recommend! Reviewed on: 20th December 2016

Top rate

An excellent service, the application was very straight forward and the response time very good. I have already recommended to a friend and would again. Reviewed on: 20th December 2016

Brilliant Service

Fantastic, quick no nonsense service. Reviewed on: 20th December 2016

Best rate, personally suited loans

Zopa offered the best rate on a loan for myself. I was able to personally customise everything so I knew how much I would pay back monthly and in total and on which day I would pay. They offer easy access to then pay further each month. In whole it's been a good experience using Zopa as the company for my first ever loan. Reviewed on: 20th December 2016

good company

good company easy to get a loan out and quick service with no hidden charges Reviewed on: 20th December 2016

Top notch service

I approached Zopa after seeing their services advertised on the internet , the whole application was very straight forward and extremely easy . A quick answer was positive ! Brilliant communication, I would certainly recommend Zopa Reviewed on: 20th December 2016

Excellent and easy

Excellent service and helpful. Was easy to get loan brilliant Reviewed on: 20th December 2016

Excellent lending company

Very quick respond for my application. Money was on my account in 2 days! Zopa really helped me when I was desperate. Thank you! Reviewed on: 20th December 2016

fast, easy and efficient service

Zopa not only offer the best loan rates they also offer a fast and efficient service that is simple to use. Would certainly recommend. Reviewed on: 20th December 2016

Fabo Zopa

Quick, easy, and with rates very affordable. Reviewed on: 20th December 2016

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