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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Fantastic quick service!

A very efficient service offered at great rates. Would highly recommend. Reviewed on: 19th December 2016

No nonsense stressfree borrowing!

I have recently taken out my SECOND loan with Zopa, that's how much I loved the first process. It was so stressfree to take one out. A very low interest rate tempted me to look into the Zopa loans and I'm so glad I did. Really couldn't recommend them enough. Reviewed on: 19th December 2016

Good service

Easy to do no problems quick service easy application Reviewed on: 19th December 2016

Fantastic lender

Great rates and easy to take out a loan! Brilliant customer service! Reviewed on: 19th December 2016

Happy with service revived

I found the hole prosess pain free, very competitive, with ease of topping up existing loan and ability to paying off early if you wish. Very happy with the service I revived. Reviewed on: 19th December 2016

Easy and clear

Applied to zopa the next day money was in the bank and it was easy to set up direct debit Reviewed on: 19th December 2016

Making it easy

Zopa provides a really innovative way to arrange a personal loan that rewards those with some capital to invest, and those of us who need a loan good terms to repay it. I'm very impressed with Zopa and how easy it was to arrange and keep up with the payment plan. For me, it represents responsible lending to responsible borrowers. Reviewed on: 19th December 2016

Excellent

easy to use, no nonsense, I would recommend to anyone Reviewed on: 19th December 2016

Easy And Fair

Taking out my loan for a new car was simple and easy. And most of all the interest rate was fair for the amount and better than my bank, so all in all quite happy. Reviewed on: 19th December 2016

Would recommend

Very easy to use website, great for if you want to top up your loan, Zopa gives you personalised interest rates depending on your credit rating, money in the bank within a few days, borrowing money made simple! I would definitely recommend. Reviewed on: 19th December 2016

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