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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

simple, easy to set-up and very clear

Easy to set up the loan, easy to make extra payments and easy to use the platform. Reviewed on: 20th December 2016

Efficient

Took less than 15 minutes to complete the application and get approval. Funds transferred within 3 days. Hassle free, efficient process. Reviewed on: 20th December 2016

Easy borrowing

Really easy to use website, had the money really quickly. Easy to manage online. Would definitely recommend to anyone. Reviewed on: 20th December 2016

Faultless service, good loan, no hassles.

Faultless service, good loan, no hassles. Cheers, Reviewed on: 20th December 2016

In a sea of shark's it's good to know that Zopa is our life boat!

Needed a bit extra to purchase my car and discovered Zopa,best rates around and with a simple application it was sorted out in days,can't recommend them highly enough. Reviewed on: 20th December 2016

Very easy to deal with

This has to be one of the easiest companies to deal with getting a loan. I have had two short term loans from them. The form is easy to fill in and the time from the loan being approved to getting the money in my bank account was very quick. The web site makes it easy to see how much you have left to pay and easy if you want to pay your loan off early. I recommend them. Reviewed on: 20th December 2016

Simple, quick and great value !

From the credit agency comparison site I started with to the Zopa application itself and receiving approval was really the easiest and most straight forward experience. I have no doubt in recommending Zopa to everybody looking for best value and great service in a loan company. Reviewed on: 20th December 2016

Fast ,clear , no hasdle

Getting a loan is So simple Competitive rates Excellent customer service Reviewed on: 20th December 2016

Fantastic service

I had a consolidation loan with zopa and I can't praise there customer service enough. The interest rates were good and my repayments are cheaper than the banks. Thanks zopa . Reviewed on: 20th December 2016

Flexible, reliable, realistic and customer friendly

I approached Sopa for a loan... no hassle.. no quibbles. Fast and reliable response at a realistic cost. All undertaken on line. No fuss. Would definitely be my first choice of provider in the future. Can fully recommend. Reviewed on: 20th December 2016

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