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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great Product!

The loan application process was quick and painless and I was accepted in no time. Within 6 months, I was offered a new competitive rate for a top up loan with Zopa and it was a really good deal. I would definitely recommend. Reviewed on: 20th December 2016

simple, easy to set-up and very clear

Easy to set up the loan, easy to make extra payments and easy to use the platform. Reviewed on: 20th December 2016

Efficient

Took less than 15 minutes to complete the application and get approval. Funds transferred within 3 days. Hassle free, efficient process. Reviewed on: 20th December 2016

Easy borrowing

Really easy to use website, had the money really quickly. Easy to manage online. Would definitely recommend to anyone. Reviewed on: 20th December 2016

Faultless service, good loan, no hassles.

Faultless service, good loan, no hassles. Cheers, Reviewed on: 20th December 2016

In a sea of shark's it's good to know that Zopa is our life boat!

Needed a bit extra to purchase my car and discovered Zopa,best rates around and with a simple application it was sorted out in days,can't recommend them highly enough. Reviewed on: 20th December 2016

Very easy to deal with

This has to be one of the easiest companies to deal with getting a loan. I have had two short term loans from them. The form is easy to fill in and the time from the loan being approved to getting the money in my bank account was very quick. The web site makes it easy to see how much you have left to pay and easy if you want to pay your loan off early. I recommend them. Reviewed on: 20th December 2016

Simple, quick and great value !

From the credit agency comparison site I started with to the Zopa application itself and receiving approval was really the easiest and most straight forward experience. I have no doubt in recommending Zopa to everybody looking for best value and great service in a loan company. Reviewed on: 20th December 2016

Fast ,clear , no hasdle

Getting a loan is So simple Competitive rates Excellent customer service Reviewed on: 20th December 2016

Fantastic service

I had a consolidation loan with zopa and I can't praise there customer service enough. The interest rates were good and my repayments are cheaper than the banks. Thanks zopa . Reviewed on: 20th December 2016

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