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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Great service flexible systems and the best interest rates around

So easy to get a loan you should only ever get one is you know you can pay it back. at these rates pretty much every one can so if you want it go get it you can't do better than zopa for price ans customer service Reviewed on: 19th December 2016

Quick, easy and stress free.

Very quick and simple, no fuss. Money in my account within the time specified Reviewed on: 19th December 2016

Very affordable thanks to the low interest rates

Zopa loan was exactly what I was looking for. Got me out of paying £30 a month for an overdraft without actually paying it off. It meant paying a little more each month but at the same time getting me debt free. Would recommend to anyone in the same situation. Reviewed on: 19th December 2016

Zopa is Excellent

Zopa gives absolutely excellent customer service - very obviously much better than the traditional banks or Zopa's higher interest competitors Reviewed on: 19th December 2016

amazing company to deal with

very efficient and fast service without all the normal online hassles. Reviewed on: 19th December 2016

Super easy

So quick and very straight forward from easygoing staff. Very happy Reviewed on: 19th December 2016

Clear and easy borrowing

I recently took out a Zopa loan. Tha affordability calculator and paperwork were easy to understand and complete. Money arrived quickly and has made a real difference. Thanks Reviewed on: 19th December 2016

Regular borrower - wouldn't look anywhere else

I've had 4 short term loans from Zopa spanning over 10 years. They are my first choice and the application process couldn't be simpler. It's also easy to check online how much you owe and can keep a track on your loan. Zopa takes the stress out of borrowing money. Reviewed on: 19th December 2016

Straightforward and open

Taking out a loan was very simple. The web site was so easy and clear. I was kept up to date with the progress of my application and I felt confident all was going well. The money arrived in my account very quickly once approved. Easier than any previous loan and yet still reassured I was being sensible and staying within my limits. Reviewed on: 19th December 2016

Easy fast service with great rates

Everything about the process of applying and receiving my loan was easy and seamless. Fab service. Reviewed on: 19th December 2016

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