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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Completely hassle free

Searched online for recommended loans and was pleasantly suprised to find the customer experience was as good as the deal - hassle free low rates ticks all the boxes for me! Reviewed on: 19th December 2016

very easy to deal, and best on the market

Very easy to deal, and amazing interest rates. Zopa are definetly best on the market Reviewed on: 19th December 2016

Easy quick and efficient

Really happy with receiving a loan from Zopa quick and easy to complete application staff really efficient and really good compared to other market rates Reviewed on: 19th December 2016

Quick and easy loans with excellent rates

The loans are quick and easy to take out, the rates are excellent and I particularly like that I can overpay to reduce the loan repayments Reviewed on: 19th December 2016

The easiest, quickest way to a low interest loan with no hassle

The easiest, quickest way to a low interest loan with no hassle. So simple and easy, reccomended to me from a family member and I too would recommend to anyone looking for a loan with no fuss! Reviewed on: 19th December 2016

Straight forward. Fast. Fair.

Great. Couldn't have been easier. Friendly helpful and extremely competitive rates. You would be crazy to go anywhere else! Reviewed on: 19th December 2016

Helpful, Reliable & Great Value

Took out a loan with Zopa earlier this year. Was a bit daunted by Peer to Peer lending but I should not have worried. Very professional and feel fully in control of my loan. Money drawn down within 48hrs and can repay early any time. Perfect! Reviewed on: 19th December 2016

So simple

Quick and easy with no fuss. Lowest interest rates by far. Highly recommended. Reviewed on: 19th December 2016

Loantastic

So easy, so quick and best interest rates ... Reviewed on: 19th December 2016

With poor credit you were there to help me out. Thanks much

I needed a loan to help with my Mum's travel expenses and medical bills. I got turned down by other lenders because my credit was poor, I couldn't afford the amount of interest I had to pay back. I then tried Zopa, they sort me out with an affordable loan now Mum and I are happy. Thanks again Zopa Reviewed on: 19th December 2016

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