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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Easy, quick, responsible.

Great loan at a great rate and having to provide proof of income proves that Zopa is a responsible lender. Reviewed on: 19th December 2016

Excellent company

Would recommend these to anyone Reviewed on: 19th December 2016

Easy and Speedy

Easy to fill in the application and all happen very quickly, would recommend Reviewed on: 19th December 2016

brilliant

It was so easy very quick and professional can't recommend enough I have recommended to friends and family 5* service Reviewed on: 19th December 2016

Easy, no hassle service.

Had to take out a small loan for debt consolidation, really easy to apply, no issues with transfer of funds and so easy to pay back the full amount with no early repayment fees. Reviewed on: 19th December 2016

Great company

Great rates followed by fixed monthly payments for the duration on the loan and no early repayment charge so yo can pay off early in full or part with out worrying about any extra charges. Great for keeping a budget. Reviewed on: 19th December 2016

quick. efficient. no fuss

not much to tell. looked online pressed a button got a phone call. money in bank. done Reviewed on: 19th December 2016

Easy application quick transfer of loan

Zopa was easy to make an application with they were quick to request the required documents and transfer the loan Reviewed on: 19th December 2016

Professional

Easy to deal with, professional, quick, best interest rates and everything on line Reviewed on: 19th December 2016

Excellent service

The service provided by zopa is exemplary it was fast & efficient with no hassles and to top it off its was the CHEAPEST loan rate when I searched . Why would anybody us anyone else Reviewed on: 19th December 2016

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