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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

No hassle. Quick and easy.

Found the end to end experience with Zopa very quick and easy. No problems at all and great interest rate. Reviewed on: 19th December 2016

Expensive

Make you think your getting a good offer but looking at apr and everyone what they offered they totally ripped me off just got a loan with 4.8 percent apr instead of the 19.5 they charged me...even though quote was at 8.8 will be paying off just now and wont get another :)!! Reviewed on: 19th December 2016

Great

Very good and very helpful would recommend to anyone Reviewed on: 19th December 2016

Quick ad Easy!

Needed money fast. Applied on line and the money was on my account in about 2-3 days also first debit only in 2 months time., Reviewed on: 19th December 2016

Transparent lending/borrowing without hassle.

Love the total transparency of Zopa, so I know exactly where every pound goes... Reviewed on: 19th December 2016

Fast and easy way to borrow money

This is always the easiest way to get a loan, the website is simple to use and fast. Wouldn't bother going anywhere else as it's too much hassle. Reviewed on: 19th December 2016

Helpful efficient and great low rates

Great option compared to profiteering banks more focused on management bonuses than customers Reviewed on: 19th December 2016

Great service

Found the company to be really easy to deal with, the rate quoted on the site wasn't just to entice customers, they actually delivered! Pleased with the outcome, would recommend to others Reviewed on: 19th December 2016

Quick and easy!

Amazing loan given at such a low Apr. Applying was quick and easy too Reviewed on: 19th December 2016

Convient loan

I applied for Zopa, the website made it accessable and straight forward. The decision was quick and approval response and loan was in my bank in 2 days. I highly recommend Zopa. Reviewed on: 19th December 2016

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