Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Never an issue

Hassle free, quick and simple. Wouldn't hesitate to use again! Reviewed on: 20th December 2016

Easy to deal with

Website easy to navigate & decision is quick. Rates are competitive and would recommend Reviewed on: 20th December 2016

So easy!!

The application was very straightforward and took minutes. I love that you can just go on the website to overpay and view your loan and it is laid out simply without the need for jargons and complicated APR 'bumpff' I got a really good rate too which helps :) Reviewed on: 20th December 2016

Zopa personal loan

Applying was very simple and staff are very helpful, will definitely come back when I need to, great job guys. Reviewed on: 20th December 2016

Quick, easy, hassle-free.

Quick and easy, five minutes online and had the money in a couple of days. And they actually gave me the rate they advertised, unlike most other places. Reviewed on: 20th December 2016

Quck and easy to apply. First time rates are great.

Easy to use website, great first time rates. Quick turnaround once you have submitted the paperwork. Would recommend this site! Reviewed on: 20th December 2016

sooooooooo happy!!! no1 company

This is a fantastic company.I dont do recommendations But for this company I just had too.legal decent and honest !!!! the best finance company around. Reviewed on: 20th December 2016

good rate

cheap rate, easy to apply. soft credit check Reviewed on: 20th December 2016

First class loan product

I needed a new kitchen as my old one was getting too shabby. I didnt have the cash upfront so started looking at loans from banks. I stumbled across Zopa, and its the best thing that I did. Lowest interest, easy to arrange, and it misses out the big boys in the loan game Reviewed on: 20th December 2016

Easy to use, great rates

The service was simple, easy to apply online, and was fast. The rates were the best at the time of applying. Reviewed on: 20th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Crowdfunding
from Emerging Crowd 0.00 from 0 reviews
Personal loan
from Lendable 4.85 from 32054 reviews
Bridging Loan
from Mint Bridging 3.59 from 5 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub