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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

First class loan product

I needed a new kitchen as my old one was getting too shabby. I didnt have the cash upfront so started looking at loans from banks. I stumbled across Zopa, and its the best thing that I did. Lowest interest, easy to arrange, and it misses out the big boys in the loan game Reviewed on: 20th December 2016

Easy to use, great rates

The service was simple, easy to apply online, and was fast. The rates were the best at the time of applying. Reviewed on: 20th December 2016

Excellent, quality no hassle loan service

Needed a loan and Zopa offered me a far superior deal than any other service, all set up and in my account quickly and hassle free. Would recommend. Reviewed on: 20th December 2016

Fast Efficient Service

The loan process was quick and efficient and very good value Thanks ! Reviewed on: 20th December 2016

Non threatening

Zopa made taking out a loan simple and quick without any pressure. A great service which I would highly recommend. Reviewed on: 20th December 2016

Very easy to use and fast service can't fault anything

Great experience can't fault service I received Reviewed on: 20th December 2016

Straight forward

I applied for a loan at a large well known supermarket. They advertise a rate but cheekily change it when they send the paperwork. I have perfect credit rating so felt conned by this. I applied for a loan with Zappa and was amaised at how efficient it was. I was given the rate I applied for with no paperwork going backward and forward. The money was in my account in a couple of days. I now recommend Zappa to everyone. Reviewed on: 20th December 2016

Very efficient and good rates.

We took out a loan and I was surprised not only by the rate but at how straightforward it was. It was all concluded within 48 hrs. Reviewed on: 20th December 2016

Great Service! Fast and helpful!!

I took out a loan when I came in need of new car. I didn't have the entire amount needed and Zopa was a perfect find. They were quick and efficient and I had the money in my account shortly after being approved. They have allowed for faster payoffs which was a big factor in my decision for choosing them. They have also been great when I needed to move my dates for payment. Reviewed on: 20th December 2016

loan got easliy and quickly

loan received quickly and easily with low interest rates. Reviewed on: 20th December 2016

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