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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Zopa is excellent

An efficient service, with great rates. Reviewed on: 20th December 2016

Easy process, very quick!

Needed a loan for a car, Zopa was nice to deal with and efficient. Reviewed on: 20th December 2016

Zopa loans - simple and quick to arrange

Very quick and easy to arrange, no problems issues or concerns. Will use again and highly recommended. Reviewed on: 20th December 2016

GRET COMPANY, COMFORTABLE RATES

IT WAS EXTREMELY FAST AND EFFICIENT PROCESS Reviewed on: 20th December 2016

Great interest rate. Easy to use website

Very good interest rate. Friendly and easy to use website. Reviewed on: 20th December 2016

How it should be done

Fantastic terms, simple and easy Reviewed on: 20th December 2016

so good

Hi, l must say that from start to finish I can't fault Zopa. I applied for my loan over the weekend but this still didn't hold things up. Just a great service. Reviewed on: 20th December 2016

Service and flexibility, all online

Whilst I was looking for a loan Zopa had some of the best rates available. The whole process was simple and easily done online. I found the flexibility to change payment dates, make over-payments or borrow more money very clear. The whole concept is excellent. Reviewed on: 20th December 2016

Money in the bank instantly

Excellent service, my money was in the bank almost instantly!!! Reviewed on: 20th December 2016

Excellent

Great and fast service . Without any problems or delays.it was very straight forward. Reviewed on: 20th December 2016

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