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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent

Great and fast service . Without any problems or delays.it was very straight forward. Reviewed on: 20th December 2016

Wonderfully convenient service!

It was a hassle free business all the way..applied online for a 10k loan in a few quick and easy steps, got an approval saying money should be with me within 3 working days, it was there in 2..I wanted to pay off early and it was not a problem as I could simply log into my account and get a lump sum payment option with the exact Amount I needed to pay on the day..really happy with the way it went from first point of contact to the closing off..higly recommended! Reviewed on: 20th December 2016

Never an issue

Hassle free, quick and simple. Wouldn't hesitate to use again! Reviewed on: 20th December 2016

Easy to deal with

Website easy to navigate & decision is quick. Rates are competitive and would recommend Reviewed on: 20th December 2016

So easy!!

The application was very straightforward and took minutes. I love that you can just go on the website to overpay and view your loan and it is laid out simply without the need for jargons and complicated APR 'bumpff' I got a really good rate too which helps :) Reviewed on: 20th December 2016

Zopa personal loan

Applying was very simple and staff are very helpful, will definitely come back when I need to, great job guys. Reviewed on: 20th December 2016

Quick, easy, hassle-free.

Quick and easy, five minutes online and had the money in a couple of days. And they actually gave me the rate they advertised, unlike most other places. Reviewed on: 20th December 2016

Quck and easy to apply. First time rates are great.

Easy to use website, great first time rates. Quick turnaround once you have submitted the paperwork. Would recommend this site! Reviewed on: 20th December 2016

sooooooooo happy!!! no1 company

This is a fantastic company.I dont do recommendations But for this company I just had too.legal decent and honest !!!! the best finance company around. Reviewed on: 20th December 2016

good rate

cheap rate, easy to apply. soft credit check Reviewed on: 20th December 2016

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