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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Best lender ever! So simple and stress free. Would highly recommend without a doubt

I had been refused by my own bank whom I had been with for years. Zopa is friendly and easy to use and can even keep track of your account with a few clicks. Will continue to use Zopa in the future and zopa will be the first option I recommend to anyone Reviewed on: 19th December 2016

Easy and quick loan

Easy to apply and best interest rate as advertised Reviewed on: 19th December 2016

Fantastic rate, fantastic service and have recommended to so many!!!

took out a loan for a new car in 2013 due the rate being the best on the market and am now nearing the end, very quick decision and fantastic service all done online. Reviewed on: 19th December 2016

Easy and piece of mind

Really easy to set up and really competitive interest rates Reviewed on: 19th December 2016

Efficient and friendly service

Zopa were very efficient and fast to approve my loan and transfer money to my account. The deal offered was fantastic with clear terms and conditions. Reviewed on: 19th December 2016

A fantastic company!

I needed a loan to move out from home and start a new, very prospectful career. The process was simple and easy, I was well advised and looked after from the very beginning! Now I'm able to manage my repayment and set up the direct debit for a date that suits me. Zopa has helped me get to where I am now. Thank you Zopa! Reviewed on: 19th December 2016

Easy online service

Easy online service. Would recommend Reviewed on: 19th December 2016

Quick, Easy, Professional & very helpful

Literally took minutes to do and get a reply an a date of when the funds were available. Took all the hassle out of the formal side of life; an to top it off their mobile site is easy to use and there are no hidden fees or charges. 100% recommend over the highstreet banks. Reviewed on: 19th December 2016

Good value and responsive customer support

Had an issue with direct debits not being taken. Zopa were quick to react and rectify the issue along with ensuring no lasting issues on my account. Easy to set hold of and speak with a human which is useful with complex issues. Reviewed on: 19th December 2016

Excellent service all round

I'm extremely happy with the service I received from this company, it is easy and quick to set up with great rates. Would definitely recommend. Reviewed on: 19th December 2016

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