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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Easy process, very quick!

Needed a loan for a car, Zopa was nice to deal with and efficient. Reviewed on: 20th December 2016

Zopa loans - simple and quick to arrange

Very quick and easy to arrange, no problems issues or concerns. Will use again and highly recommended. Reviewed on: 20th December 2016

GRET COMPANY, COMFORTABLE RATES

IT WAS EXTREMELY FAST AND EFFICIENT PROCESS Reviewed on: 20th December 2016

Great interest rate. Easy to use website

Very good interest rate. Friendly and easy to use website. Reviewed on: 20th December 2016

How it should be done

Fantastic terms, simple and easy Reviewed on: 20th December 2016

so good

Hi, l must say that from start to finish I can't fault Zopa. I applied for my loan over the weekend but this still didn't hold things up. Just a great service. Reviewed on: 20th December 2016

Service and flexibility, all online

Whilst I was looking for a loan Zopa had some of the best rates available. The whole process was simple and easily done online. I found the flexibility to change payment dates, make over-payments or borrow more money very clear. The whole concept is excellent. Reviewed on: 20th December 2016

Money in the bank instantly

Excellent service, my money was in the bank almost instantly!!! Reviewed on: 20th December 2016

Excellent

Great and fast service . Without any problems or delays.it was very straight forward. Reviewed on: 20th December 2016

Wonderfully convenient service!

It was a hassle free business all the way..applied online for a 10k loan in a few quick and easy steps, got an approval saying money should be with me within 3 working days, it was there in 2..I wanted to pay off early and it was not a problem as I could simply log into my account and get a lump sum payment option with the exact Amount I needed to pay on the day..really happy with the way it went from first point of contact to the closing off..higly recommended! Reviewed on: 20th December 2016

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