Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Great service!

good interest rates, quick and easy service. All postive :) Reviewed on: 20th December 2016

Zopa is excellent

An efficient service, with great rates. Reviewed on: 20th December 2016

Easy process, very quick!

Needed a loan for a car, Zopa was nice to deal with and efficient. Reviewed on: 20th December 2016

Zopa loans - simple and quick to arrange

Very quick and easy to arrange, no problems issues or concerns. Will use again and highly recommended. Reviewed on: 20th December 2016

GRET COMPANY, COMFORTABLE RATES

IT WAS EXTREMELY FAST AND EFFICIENT PROCESS Reviewed on: 20th December 2016

Great interest rate. Easy to use website

Very good interest rate. Friendly and easy to use website. Reviewed on: 20th December 2016

How it should be done

Fantastic terms, simple and easy Reviewed on: 20th December 2016

so good

Hi, l must say that from start to finish I can't fault Zopa. I applied for my loan over the weekend but this still didn't hold things up. Just a great service. Reviewed on: 20th December 2016

Service and flexibility, all online

Whilst I was looking for a loan Zopa had some of the best rates available. The whole process was simple and easily done online. I found the flexibility to change payment dates, make over-payments or borrow more money very clear. The whole concept is excellent. Reviewed on: 20th December 2016

Money in the bank instantly

Excellent service, my money was in the bank almost instantly!!! Reviewed on: 20th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to Peer Lending
from BridgeCrowd 2.83 from 6 reviews
Employee Benefit
from Hastee Pay 5.00 from 1 reviews
Loans
from Plane Saver Credit Union 4.90 from 5367 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub