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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

fantastic

Cant believe how easy it was to process. Great rates and processed very quickly. Well done Zopa Reviewed on: 20th December 2016

Zopa - look no further

Best rates, Best customer service. Answer phones every time, not put on hold. I cant rate these any higher. Money within hours. Don't waste your time looking anywhere else. Trust me like I trusted them. Reviewed on: 20th December 2016

excellent

i have had several loans with Zopa and they are great ... quick approval ... no excess charges when i pay back early ... the website is very informative has all the information you need current and previous and so user friendly Reviewed on: 20th December 2016

Really Save Money

Such a simple process when applying for a loan and the biggest benefits you get what you see, no questions, no hidden extra's. Reviewed on: 20th December 2016

amazing service

the total service has been excellent all round Reviewed on: 20th December 2016

Amazing!

It was so easy to get a loan , it definitely helped me to get myself out of a dark place and see a way out! Highly recommended, and good chance of being accepted. Reviewed on: 20th December 2016

Thanks to Zopa I own my dream car :)

I am a fan of the BMW Z series cars and having owned a few already I have been checking out the new shape BMW Z4's (E89) for a few years now and I have finally found one which ticked all the boxes for me (alpine white paint on coral red leather interior, all the extra options I would have specified from new and very low mileage too) so I decided to go for it. Unfortunately, I was having some cash flow issues at the time so I decide to look for a loan and I after ruling out the mainstream lenders and banks due to their ridiculously high interest rate I came across Zopa. Their interest rate was by far the best one available and the money were available in less than a week. So if you see a bald guy in his early 30's with a big smile on his face behind the wheel of white Z4 that could well be me or it could well be another happy Zopa customer :) Reviewed on: 20th December 2016

easy to get and competative

Foundad the company helpful the service quick and the interest rate very competitive Reviewed on: 20th December 2016

Great service

Great site. Wish they allowed holiday repayments but otherwise a top, top service! Reviewed on: 20th December 2016

Great service!

good interest rates, quick and easy service. All postive :) Reviewed on: 20th December 2016

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