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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Fantastic straight forward company.

Easy to use, straight forward, no nonsense or wafflely jargon. Perfect! Reviewed on: 19th December 2016

AWSOME loans at amazingly good rates

The Zopa team made this an easy hassle free transaction. The rates are extremely competitive and everything was made clear at the start. I wasn't pressured or hassled and the team made sure I could afford the monthly repayments. Much more flexible and friendly than your high street lenders. Reviewed on: 19th December 2016

The best

Had several loans now from Zopa , they give you the best rate available and a very quick and friendly service. Reviewed on: 19th December 2016

Zopa came through in hard times!

I fell upon some hard times in 2016 - some changes in circumstances that could not have been foreseen. Zopa made it so easy to apply for a loan, no crazy interest rates, easy monthly repayments and the option to overpay too. I would highly recommend Zopa to friends and family if they are looking for a short term loan in similar circumstances to mine. They have been great. Reviewed on: 19th December 2016

ZopAstounding

This is the second personal loan I have used Zopa for - the first was for my daughters wedding & the second was for a newer car. Both times the loan process has been very easy to conclude with good communication by email & a quick decision on application & subsequent transfer of funds to my bank. Fantastic service & would highly recommend to anyone as an alternative to the usual money lenders !! Reviewed on: 19th December 2016

Easy, no hassle loan

I needed a loan to purchase a new kitchen and through a comparison site became aware of Zopa. After a little research, including testimonials which were very favourable, I decided to apply to Zopa. They will inform you very quickly if you meet their criteria and if you decide to proceed, the money is in your bank within a matter of days. Overall I am very pleased with Zopa, from their customer service to their competition beating rates, you won't be disappointed. Reviewed on: 19th December 2016

Great loans

Zopa helped me when my bank wouldn't. Very good service with very competitive rates. Reviewed on: 19th December 2016

Very easy experience

Very easy simple process online hassle free. Very pleasant experience. Reviewed on: 19th December 2016

Easy, fair, great repayments.

I passed my driving test and wanted a car so I borrowed 5000 pounds from zopa. They approved my application quickly and the whole process was hassle free. 1 and a half years in and still happy with the process. Reviewed on: 19th December 2016

Great service, fantastic response.

easy signing up and received an answer straight away, the website is really clear and you know where you stand on your loan. Reviewed on: 19th December 2016

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