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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Loan Review

Was really easy and a major selling point is no extra cost for paying back early. You know where you re upto and easy to change payment date. Would highly recommend Zopa. Reviewed on: 20th December 2016

Efficient service sorted our loan out quickly

We needed some extra money for our wedding and zopa sorted our needs out very quickly. Reviewed on: 20th December 2016

Zopa - the people's friend

I needed a loan for a new boiler. I compared several loans on a credit score site and Zopa were the top company and the reviews were great. I applied for a loan with then and had a positive result within minutes. Great rates and great service. Reviewed on: 20th December 2016

brilliant

I have been 100% satisfied with my loan Reviewed on: 20th December 2016

Quick, easy, affordable

When I was accepted for my loan, zopa had the best interest rates. They're customer service skills where second to none, I recieved the money within the next few days. Now I have my loan, it is affordable to pay back, and you don't receive any junk mail from them for advertising! Thank you zopa Reviewed on: 20th December 2016

Quick, easy and simple!

The whole process was simple, pain free and very fast! Reviewed on: 20th December 2016

Fantastic, Simple, Straight Forward, Quick

I applied for a loan to consolidate some credit card debts and pay them off in one monthly amount, taking away the stress of juggling multiple cards and 0% balance transfers. I expected the application process to be long and complicated but it was so simple and straight forward. Before I knew it the money was in bank and I was able to forget about juggling the cards and cutting them up. Reviewed on: 20th December 2016

Fantastic servise and great interest rate!!

Apply for loan within a week had the money. Highly recommended Reviewed on: 20th December 2016

So easy and clear

It is so easy and all the formation is very clear so you can understand it very easily. Reviewed on: 20th December 2016

Perfectly pitched personal finance

Not only was setting up easy but the consistent and easy way in which they go about their business make Zopa the go-to lender. Quick turnaround and subsequent lack of pushy sales encountered with other lenders leads me to believe that Zopa are a great company. Reviewed on: 20th December 2016

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