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Zopa: Personal loan reviews

4.94
Based on 68,051 reviews, last reviewed 20th Mar 2026
273800% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

FAST AND EFFICIENT EXCELLENT SERVICE MADE EVERYTHING... FAST AND EFFICIENT EXCELLENT SERVICE MADE EVERYTHING EFFORTLESS WOULD DEFINITELY COME BACK AGAIN Reviewed on: 20th March 2026
L H's avatar
L H

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (68051)

one button done

5
I searched online for best rates. Zopa came up trumps. It was so quick and simple to apply. Literally no hassle at all. I'm extremely pleased with the process and service. Reviewed on: 19th December 2016

Speedy response

5
Application for consolidating loan dealt with quickly technology used very user-friendly Reviewed on: 19th December 2016

No hassle loan

5
Went on to the site filled in details and loan was accepted and put into my account two days later, easiest loan I have ever arranged. The website is easy to navigate and straightforward instructions on how to maintain your payments would highly recommend Reviewed on: 19th December 2016

Quick, simple and Effective .

5
Very good and friendly service . Reviewed on: 19th December 2016

Grow your money

5
I love lending my money through zopa. It has good interest rates and is easy to dip get some off your money out very quickly peer to peer lending is far better than having your money in the bank earning very little interest Reviewed on: 19th December 2016

Fast,Efficient and Friendly

5
It does exactly what it says on the tin. Good Customer Experience Reviewed on: 19th December 2016

Quick helpful and fair

5
Great experience with zopa. Easy to understand rates over a time I chose. I love to have the ability to see my loan online any time of day or night and make overpayment. Reviewed on: 19th December 2016

Easy to used

5
Check if u can lend the money and easy to apply Reviewed on: 19th December 2016

Excellent service all round.

5
Just handled well from start to Finnish Reviewed on: 19th December 2016

Simply THE BEST!

5
The best rate for me. The best customer service. No small print to worry about. Excellent! Reviewed on: 19th December 2016

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