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Payday UK: Payday Loan reviews

Name: Payday Loan
Rating: 2.25 (8 reviews)

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2.87

Based on 8 reviews, last reviewed 23rd Apr 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

25%

4 star

13%

2 star

62%

Latest highest rating:

5

Great for short term loans which are affordable to p... Great for short term loans which are affordable to pay back Reviewed on: 23rd April 2025

Latest lowest rating:

1

Six year wasted I started getting loans with this company 6years ago, fell into more debt and it's really taken it out of me. When they are wanting to give you money ... Read more Reviewed on: 23rd May 2017

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About this product

Payday UK offers payday loans. You can read Payday UK payday loan reviews here. Our mission is to use the power of YOUR reviews to help make the financial world work better for everybody. You can write your honest Payday UK payday loan reviews on Smart Money People to help other potential customers get the inside track.

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Payday UK Payday Loan reviews (8)

Great for short term loans which are affordable to p...

Great for short term loans which are affordable to pay back Reviewed on: 23rd April 2025

Six year wasted

I started getting loans with this company 6years ago, fell into more debt and it's really taken it out of me. When they are wanting to give you money that's all good but when you can't afford the monthly payment then these people are vile..now after all these years and trying to claim my interest back they are still making my life hell, still waiting no sign of my refund, no email from them, nothing they still have that little bit of control over me. Just pay up payday uk then I never have to think of you again... Reviewed on: 23rd May 2017

terrible company

very rude on the phone and very unhelpful Reviewed on: 6th May 2017

Decent

Easy to apply and funds arrive fairly quickly Reviewed on: 3rd May 2017

Aggressive tactics

I put in an affordability complaint which Payday UK rejected, FOS upheld and the day after Payday UK received the FOS decision they decided to write to me to tell me they were putting a default against me. I phoned and complained and then they paid me what the FOS said and stopped the default - They are such a cowboy company though - No apology for the trauma they put me through Reviewed on: 10th April 2017

Joke

they told me I was accepted over 3 times, spent nearly 3 collective hours on the phone to this useless company, only to get denied because my expenditure on my bank statement was £4 ...that's right... £4!!!!! over what I told them it was. Absolute joke of a company, don't affect your credit rating applying to this rip-off company - there are much cheaper options! Thanks WageDayAdvance! Saved me £40 anyway :) Reviewed on: 19th August 2016

Really bad

They charge you before you get the money then charge you on top at the end. E.g. lend 100 get 80 and charged 130. Really bad service and place to lend from. Reviewed on: 10th June 2016

Excellent service, outstanding customer service

I was having a little difficulty with confirming my loan online. When I go I got in touch nothing was too much trouble and they stayed on the phone until everything was sorted and the loan was finalised. Highly recommend Reviewed on: 1st May 2016