Smart Money People Logo

Voting in the Consumer credit awards 2025 is open - Vote here

Own this company?
Share this page

Payday UK reviews

Payday UK Logo
Rated Average 2.87/5

Payday UK reviews

This business hasn't yet registered to manage and respond to reviews on their page. Own this business?. Find out how to register here

Unverified business

Review summary

People rate this company as Average based on 8 product reviews

Average score of 2.87/5
5 star
25%
4 star
0%
3 star
13%
2 star
0%
1 star
62%
Reviews for Payday UK have trended positively over the past 90 days

Latest positive rating

5/5

Great for short term loans which are affordable to p...

Great for short term loans which are affordable to pay back

{"display":"James Roden","full_name":"James Roden","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1210311.png"}}'s avatar
Payday Loan
James Roden 23rd April 2025

Latest negative rating

1/5

Six year wasted

I started getting loans with this company 6years ago, fell into more debt and it's really taken it out of me. When they are wanting... I started getting loans with this company 6years ago, fell into more debt and it's really taken it out of me. When they are wanting to give you money that's all good but when you can't afford the monthly payment then these people are vile..now after all these years and trying to claim my interest back they are still making my life hell, still waiting no sign of my refund, no email from them, nothing they still have that little bit of control over me. Just pay up payday uk then I never have to think of you again... Read more Read less

{"display":"Lyndsey","full_name":"Lyndsey","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Payday Loan
Lyndsey 23rd May 2017

About Payday UK

Payday UK provide payday loans in the UK. Smart Money People is the place for Payday UK reviews. Read and write reviews to help increase trust and transparency in Financial Services.

Reviews for Payday UK

Showing 8 of 8 company reviews

Great for short term loans which are affordable to p...

Payday Loan 23rd April 2025

Great for short term loans which are affordable to pay back

Rated Excellent 5/5
Read more product reviews

Six year wasted

Payday Loan 23rd May 2017

I started getting loans with this company 6years ago, fell into more debt and it's really taken it out of me. When they are wanting... I started getting loans with this company 6years ago, fell into more debt and it's really taken it out of me. When they are wanting to give you money that's all good but when you can't afford the monthly payment then these people are vile..now after all these years and trying to claim my interest back they are still making my life hell, still waiting no sign of my refund, no email from them, nothing they still have that little bit of control over me. Just pay up payday uk then I never have to think of you again... Read more Read less

Rated Terrible 1/5
Read more product reviews
  • 1/5

    terrible company

    very rude on the phone and very unhelpful

    {"display":"kris","full_name":"kris","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Payday Loan
    kris 6th May 2017
  • 3/5

    Decent

    Easy to apply and funds arrive fairly quickly

    {"display":"Zak ","full_name":"Zak ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Payday Loan
    Zak 3rd May 2017
  • 1/5

    Aggressive tactics

    I put in an affordability complaint which Payday UK rejected, FOS upheld and the day after Payday UK received the FOS decision they decided to... I put in an affordability complaint which Payday UK rejected, FOS upheld and the day after Payday UK received the FOS decision they decided to write to me to tell me they were putting a default against me. I phoned and complained and then they paid me what the FOS said and stopped the default - They are such a cowboy company though - No apology for the trauma they put me through Read more Read less

    {"display":"Michelle ","full_name":"Michelle ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Payday Loan
    Michelle 10th April 2017
  • 1/5

    Joke

    they told me I was accepted over 3 times, spent nearly 3 collective hours on the phone to this useless company, only to get denied... they told me I was accepted over 3 times, spent nearly 3 collective hours on the phone to this useless company, only to get denied because my expenditure on my bank statement was £4 ...that's right... £4!!!!! over what I told them it was. Absolute joke of a company, don't affect your credit rating applying to this rip-off company - there are much cheaper options! Thanks WageDayAdvance! Saved me £40 anyway :) Read more Read less

    {"display":"sarah webber","full_name":"sarah webber","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Payday Loan
    sarah webber 19th August 2016
  • 1/5

    Really bad

    They charge you before you get the money then charge you on top at the end. E.g. lend 100 get 80 and charged 130. Really bad service and place to lend from.

    {"display":"Jack","full_name":"Jack","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Payday Loan
    Jack 10th June 2016
  • 5/5

    Excellent service, outstanding customer service

    I was having a little difficulty with confirming my loan online. When I go I got in touch nothing was too much trouble and they... I was having a little difficulty with confirming my loan online. When I go I got in touch nothing was too much trouble and they stayed on the phone until everything was sorted and the loan was finalised. Highly recommend Read more Read less

    {"display":"tracey","full_name":"tracey","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Payday Loan
    tracey 1st May 2016
    Payday UK are low on reviews. Used one of their products? Why not write a review.

    Products from Payday UK

    Showing all products offered by Payday UK

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice