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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa loans - very good company

I got a loan to purchase a car.. Zopa have been great lenders from start to finish Reviewed on: 20th December 2016

Great Service, easy to secure

I applied online and was given an answer almost immediately. Very easy and professional, would recommend. Reviewed on: 20th December 2016

Perfect everything

Perfect...perfect...perfect....no stress no hassle....and quick Reviewed on: 20th December 2016

Really simple and the best rates

I took a loan out with Zopa and found that the rates were the best and that the customer service was really good! would recommend. Reviewed on: 20th December 2016

I'm in control of my loan.

Unlike big banks who do things on their own terms Zopa gives me freedom to choose how much I pay, what date I pay and the option to repay earlier. When that happens, there is trust and I feel like I am in control. Reviewed on: 20th December 2016

Number one for ease and service

Not much in life exceeds expectations but taking out a loan with Zopa did. An easy, fast and fair process. Reviewed on: 20th December 2016

Great company, fast and easy loan access

Have a great costumer service, easy access to the account, easy following the state of your application or loan status. Very satisfied with my loan, I do recommend this for everybody who needs a loan with affordable monthly payments. Reviewed on: 20th December 2016

Brilliant

Zero hassle. Everything was made simple and it was very quick to get the money. They have kept me up to date and have great offers Reviewed on: 20th December 2016

Quick, easy and fast.

Having used Zopa for two loans over the past 10 years it is definitely my go to place for any future borrowing needs. The whole process was easy from application to receiving the funds. I was kept informed throughout and understood each stage as my loan was processed. I would definitely recommend to family and friends, and would be a repeat customer. Even more I have seriously considered lending via Zopa. Reviewed on: 20th December 2016

Quick and Simple

Quick and simple process and by far the best interest rates for what I wanted that I could find, couldn't recommend them highly enough. Reviewed on: 20th December 2016

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