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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68051 reviews)

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4.94

Based on 68,051 reviews, last reviewed 20th Mar 2026

273800% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

FAST AND EFFICIENT EXCELLENT SERVICE MADE EVERYTHING... FAST AND EFFICIENT EXCELLENT SERVICE MADE EVERYTHING EFFORTLESS WOULD DEFINITELY COME BACK AGAIN Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68051)

Fantastic service

Quick and easy, no hassle, glad I chose zopa. Would definitely recommend Reviewed on: 19th December 2016

The perfect loan provider

I was in need of some finacial help. Zopa provided a loan to me. This meant i could consolidate my debt into one affordable payment. Was quick, easy and hassle free. Perfect Reviewed on: 19th December 2016

Quick, thorough, responsible lending

I had previously approached other lenders and had found the process stressful. I was recommended Zopa by a friend and I'm so glad I did - the process was quick and I was provided with all of the information I needed to feel like I was making an informed decision. Thanks! Reviewed on: 19th December 2016

Very helpful

The whole experience was fast and efficient Reviewed on: 19th December 2016

So easy

On my second loan now with zopa,great experience so far,excellent rates,ease of setting up loan and all sorted in a couple of days,A+++++++ Reviewed on: 19th December 2016

Can getting and managing a loan be any easier?

After being a bank loan customer for years when I've needed a new car or something special, I decided to give zopa a try. Applied and a few hours later it was complete, I can manage payments online, completely. I'm amazed how good the service is, and how easy the process was. There truly is NO COMPARISON to using Zopa and a bank, it'll be my 1st choice should I need another loan. Reviewed on: 19th December 2016

Brilliant

Very helpful and quick and easy. Reviewed on: 19th December 2016

Simple quick and cheap!

Great rates and a fantastic turnaround! Reviewed on: 19th December 2016

Best way to borrow

Hastle free From start to finnish great comunications from very polite staff i have nothing bad to say about any thing in the process it was quick and simple to arrange my loan online and the money was in the bank when they said it would be Reviewed on: 19th December 2016

trustworthy

Low interest ever ! I recommend Reviewed on: 19th December 2016

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