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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent

Quick pay-out of loan, great customer service and kept up to date Reviewed on: 20th December 2016

Fast and easy

Very quick application. Accepted same day. Online management made changing payment date very convenient. Reviewed on: 20th December 2016

Awsome

I have found that everywhere else the interest rates are just to much zopa is amazing the interest is one of the lowest I've seen its easy to pay back and have recommended to friends and family already xx Reviewed on: 20th December 2016

Simple and stress free

I landed on the Zopa homepage when looking for a loan. Not knowing much about them their website was super informative and really user friendly. I did my research and felt hugely comfortable applying through them. The application process was simple and straightforward and all the while you are kept updated about the chain of progress and what steps are needed from you. They are very speedy and assistive in their responses. I could not be happier with the service provided. Thank you Zopa! Reviewed on: 20th December 2016

Excellent service

Excellent all-round provider. Would definitely recommend them. Reviewed on: 20th December 2016

Simple and Good Value

They were very competitive across a wide range of loan amounts. Zopa were very quick to inform me of their decision and also transfer money once approved! Many Thanks and Merry Christmas Reviewed on: 20th December 2016

Fantastic!

Fantastic every step of the way!! Reviewed on: 20th December 2016

an excelent experiance

nothing to tell total uneventful Reviewed on: 20th December 2016

Great value loan

My experience with Zopa is a very positive one. The application process was clear and straightforward and the loan delivery was quick. Reviewed on: 20th December 2016

Great company

The staff are always happy to help no matter how small or big the question is! It's great having that to rely on. Reviewed on: 20th December 2016

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