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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fast delivery

Taking personal loan was easy. They delivered within 3 days. Besides they update you promptly with your loan status/progress via email and text messages..If you need fast , no time wasting personal loan then, go for Zopa. Reviewed on: 20th December 2016

Taking out a Loan

Fantastic Service, very fast ,efficient and hassle free. I have personal recommended Zopa to both friends and Family. Reviewed on: 20th December 2016

So Easy

Needed to borrow some money for our wedding and Zopa had the best rates and the ease of application and speed of money in my account was fantastic. highly recommend. Reviewed on: 20th December 2016

Zopa review

I took out a loan with zoos about 6 months ago. The interest rates are great and I'm really happy with their service. Reviewed on: 20th December 2016

friendly and quick service excellent rates

All questions answered quickly and efficiently Reviewed on: 20th December 2016

So Simple, Slick, Smooth & Hassle Free

Great Website, With simple controls allowing you to view & customise your Loan. Couple this with Great Rates & you can't go Wrong Reviewed on: 20th December 2016

Easy and quick

Only takes 5 minutes, most simple way to take out a loan Reviewed on: 20th December 2016

Excellent positive experience

Easy loan application.Very good rate. The website was a joy to use. Already recommended Zopa to family,friends. Reviewed on: 20th December 2016

Brilliant and simple with a good rate

Quick and easy friendly staff accessable website good rates and explanations Reviewed on: 20th December 2016

Good company

Good deal and rates & easy to setup too . Reviewed on: 20th December 2016

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