Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

Fast and easy

Very quick application. Accepted same day. Online management made changing payment date very convenient. Reviewed on: 20th December 2016

Awsome

I have found that everywhere else the interest rates are just to much zopa is amazing the interest is one of the lowest I've seen its easy to pay back and have recommended to friends and family already xx Reviewed on: 20th December 2016

Simple and stress free

I landed on the Zopa homepage when looking for a loan. Not knowing much about them their website was super informative and really user friendly. I did my research and felt hugely comfortable applying through them. The application process was simple and straightforward and all the while you are kept updated about the chain of progress and what steps are needed from you. They are very speedy and assistive in their responses. I could not be happier with the service provided. Thank you Zopa! Reviewed on: 20th December 2016

Excellent service

Excellent all-round provider. Would definitely recommend them. Reviewed on: 20th December 2016

Simple and Good Value

They were very competitive across a wide range of loan amounts. Zopa were very quick to inform me of their decision and also transfer money once approved! Many Thanks and Merry Christmas Reviewed on: 20th December 2016

Fantastic!

Fantastic every step of the way!! Reviewed on: 20th December 2016

an excelent experiance

nothing to tell total uneventful Reviewed on: 20th December 2016

Great value loan

My experience with Zopa is a very positive one. The application process was clear and straightforward and the loan delivery was quick. Reviewed on: 20th December 2016

Great company

The staff are always happy to help no matter how small or big the question is! It's great having that to rely on. Reviewed on: 20th December 2016

Fast delivery

Taking personal loan was easy. They delivered within 3 days. Besides they update you promptly with your loan status/progress via email and text messages..If you need fast , no time wasting personal loan then, go for Zopa. Reviewed on: 20th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Salad Money 4.04 from 11 reviews
Peer2Peer Lending (discontinued)
from Fund Ourselves (inactive company) 4.58 from 351 reviews
Payday Loan
from Fast Loan UK 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub