Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68051 reviews)

View other Zopa products

4.94

Based on 68,051 reviews, last reviewed 20th Mar 2026

273800% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

FAST AND EFFICIENT EXCELLENT SERVICE MADE EVERYTHING... FAST AND EFFICIENT EXCELLENT SERVICE MADE EVERYTHING EFFORTLESS WOULD DEFINITELY COME BACK AGAIN Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68051)

Excellent rates. Speedy service No complaints whatsoever

I was delighted with the loan I obtained from Zopa, the rates were fantastic best on the market and the decision was almost instant. I cannot fault Zopa in any way Reviewed on: 19th December 2016

Fast, great service! Would definitely recommend!

Got an answer very quickly! And money even quicker. Very user friendly website and very easy to deal with. Reviewed on: 19th December 2016

fast - hassle free & great rates

fast decision - great interest rates & hassle free Reviewed on: 19th December 2016

Very satisfied

Very quick and easy application process followed by a very quick response Reviewed on: 19th December 2016

simple fast application and quick decision

My experience with this company has been great. I would definately recommend them. They offered a very competitive interest rate and the application process was simplicity itself. Reviewed on: 19th December 2016

Easy and hassle free

Zopa is just so easy to use. I transferred over to them and got a better rate easily! Highly recommend. Reviewed on: 19th December 2016

excellent lender with fantastic customer service

I applied for a car loan with zopa online and was exepted quickly and efficiently . I was drawn to zopa primarily for the fantastic interest rates which were the best on the market and i have to say the after care has been superb also . I would highly recommend zopa to anyone looking for a low interest loan . Reviewed on: 19th December 2016

miracle service

all I can say is that after trying all the avenues,1st with my bank of 25 years I was not able to obtain A £15,000 loan despite throughout this 25 years have taken out loans in excess 0f £70.000 and paid them all back despite difficult times, and because for whatever reason I did not fit there criteria even after a proven track record and yes there were defaults along with the imposed fines which were all paid , then after trying all I new I came across Zopa which seemed to good to be true , so I thought I would give them a try as they emphasised that trying would not affect my credit history where as every other one I tried, and if I did not succeed would affect my credit history so it was a lose lose all the way with the others, I filled the short online form and to my disbelief the money was in the account the next day as they promised and in time for which I needed it for, cannot thank them enough, 5 stars all the way AJA Reviewed on: 19th December 2016

The easy way to borrow

Taking out a loan could not be simpler. Find the amount/term you require on Zopa's easy to use website. Complete a quick form and submit. A decision is made very quickly and if approved the money is in your account within a day or so. Definite the easy way to borrow. Reviewed on: 19th December 2016

Great rates , straightforward lending

I have used Zopa several times now and keep coming back because their rates are the most competitive, borrowing is easy , quick and I know there are no early settlement fees . Good customer service and easy to use website. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from NatWest 4.16 from 151 reviews
Short-term loan
from MYJAR 4.69 from 108 reviews
Personal loan
from Bamboo Loans 4.92 from 16157 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8044 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub