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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

excellent company providing great service to the public

this company are by far the most competitive and efficient when it comes to providing loans with low interest rates. Approachable, friendly, professional and easy to work with. cant speak highly enough of them. Reviewed on: 20th December 2016

Fast and easy

Zopa helped me buy my frist car :) was quick and easy best service I have ever used . Thank you Reviewed on: 20th December 2016

Great

So simple and straight forward to get a loan would highly recommend. Reviewed on: 20th December 2016

Honest and valued lender a company that cares about its customers

Fast and efficient process with a good product. Made me feel that i was not getting ripped off in a time of need. Reviewed on: 20th December 2016

Very competitive, easy to manage

Their website was very easy to use and manage, the loan was very competitive and I would certainly use again. Reviewed on: 20th December 2016

Quick and easy to use

I found the Zopa website quick and easy to use and the rates were very competitive Reviewed on: 20th December 2016

no hassle friendly customer service

When looking for a loan came across zopa on a comparison site submitted online form and had loan approved within minutes Reviewed on: 20th December 2016

Brilliant

Very good loan provider, fair, good rates, speed in reply, brilliant customer service. Would highly recommend! Reviewed on: 20th December 2016

Nice & Easy. Glad i Used Zopa

I was a bit unsure at first as i never heard of this company, after a bit of google searching i could only find 2 bad reviews but that was more the customer not reading what they was signing up for so i ignored them, money is always collected on time, i received my loan in a few days and was generally such an easy process, didn't have to keep sending paper work off to them and was very pleased. will use again and recommend all day long. Reviewed on: 20th December 2016

Easy to do

Zopa makes loans easy and fliexible with great rates. Reviewed on: 20th December 2016

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