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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

So Easy

Needed to borrow some money for our wedding and Zopa had the best rates and the ease of application and speed of money in my account was fantastic. highly recommend. Reviewed on: 20th December 2016

Zopa review

I took out a loan with zoos about 6 months ago. The interest rates are great and I'm really happy with their service. Reviewed on: 20th December 2016

friendly and quick service excellent rates

All questions answered quickly and efficiently Reviewed on: 20th December 2016

So Simple, Slick, Smooth & Hassle Free

Great Website, With simple controls allowing you to view & customise your Loan. Couple this with Great Rates & you can't go Wrong Reviewed on: 20th December 2016

Easy and quick

Only takes 5 minutes, most simple way to take out a loan Reviewed on: 20th December 2016

Excellent positive experience

Easy loan application.Very good rate. The website was a joy to use. Already recommended Zopa to family,friends. Reviewed on: 20th December 2016

Brilliant and simple with a good rate

Quick and easy friendly staff accessable website good rates and explanations Reviewed on: 20th December 2016

Good company

Good deal and rates & easy to setup too . Reviewed on: 20th December 2016

excellent company providing great service to the public

this company are by far the most competitive and efficient when it comes to providing loans with low interest rates. Approachable, friendly, professional and easy to work with. cant speak highly enough of them. Reviewed on: 20th December 2016

Fast and easy

Zopa helped me buy my frist car :) was quick and easy best service I have ever used . Thank you Reviewed on: 20th December 2016

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