Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

Fast and easy

Zopa helped me buy my frist car :) was quick and easy best service I have ever used . Thank you Reviewed on: 20th December 2016

Great

So simple and straight forward to get a loan would highly recommend. Reviewed on: 20th December 2016

Honest and valued lender a company that cares about its customers

Fast and efficient process with a good product. Made me feel that i was not getting ripped off in a time of need. Reviewed on: 20th December 2016

Very competitive, easy to manage

Their website was very easy to use and manage, the loan was very competitive and I would certainly use again. Reviewed on: 20th December 2016

Quick and easy to use

I found the Zopa website quick and easy to use and the rates were very competitive Reviewed on: 20th December 2016

no hassle friendly customer service

When looking for a loan came across zopa on a comparison site submitted online form and had loan approved within minutes Reviewed on: 20th December 2016

Brilliant

Very good loan provider, fair, good rates, speed in reply, brilliant customer service. Would highly recommend! Reviewed on: 20th December 2016

Nice & Easy. Glad i Used Zopa

I was a bit unsure at first as i never heard of this company, after a bit of google searching i could only find 2 bad reviews but that was more the customer not reading what they was signing up for so i ignored them, money is always collected on time, i received my loan in a few days and was generally such an easy process, didn't have to keep sending paper work off to them and was very pleased. will use again and recommend all day long. Reviewed on: 20th December 2016

Easy to do

Zopa makes loans easy and fliexible with great rates. Reviewed on: 20th December 2016

Quick decision great rates!

My own bank ,despite agreeing I could afford to take out a loan,wouldn't lend to me! 5 mins online with Zopa loan agreed and a similar rate to the bank!Sorted. Reviewed on: 20th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from LiveLend 3.96 from 25 reviews
Personal Loans
from ASDA Money 4.62 from 28 reviews
Loans
from HEY Credit Union 4.92 from 565 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub