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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68050 reviews)

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4.94

Based on 68,050 reviews, last reviewed 19th Mar 2026

273700% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick decision what's not to like Excellent service quick decision what's not to like Reviewed on: 19th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68050)

Great rates, great service

Zopa offered me a great rate, in a loan period that suited me. The information provided was clear and concise. The money was in my account almost immediately. All in all a very slick and trustworthy company Reviewed on: 19th December 2016

How all loan companys should be.

A credit to the industry. Pun intended. Reviewed on: 19th December 2016

Easy personal loan with ZOPA

So easy to access the ZOPA website,get a quote,apply for your loan and get a quick decision all in a few moments. Great interest rates,great customer service. I would use ZOPA again if needed. Reviewed on: 19th December 2016

Great, flexible loan

Zopa's process was incredibly straightforward and intuitive, and the decision very fast. Couldn't fault the application and decision process. Reviewed on: 19th December 2016

Easy to deal with

Recommended to me as fast simple on line process Reviewed on: 19th December 2016

Sensible prompt service

Loan agreed. Generous rates. Reasonable web experience Reviewed on: 19th December 2016

Oh so simple!!

Really easy to obtain the exact amount I needed at the best rate I could find. Thanks Zopa. Reviewed on: 19th December 2016

Zopa Loan Experience

Taking out a loan with Zopa was a pain-free experience - customer service has always been superb. Initially this enabled everything to be set up very quickly and easily. Reviewed on: 19th December 2016

EXCELLENT

MY HUSBAND AND I WERE VERY PLEASED ALL ROUND WITH THE SERVICE PROVIDED . Very helpful and courtious at all times which would make us use them again if we need to and we would certainly recommend them to friends and family. To sum it up Don't hesitate to use zopa if you need to. The best we have used. Henry and Valerie belfast. Reviewed on: 19th December 2016

Why Wouldn't You?

By far the easiest loan application, with a fast deposit into my Bank Account. Very competitive rates and the added advantage of no penalties for over paying or early repayment. Reviewed on: 19th December 2016

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