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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick decision great rates!

5
My own bank ,despite agreeing I could afford to take out a loan,wouldn't lend to me! 5 mins online with Zopa loan agreed and a similar rate to the bank!Sorted. Reviewed on: 20th December 2016
Jason Fabrizi's avatar
Jason Fabrizi

Smooth!

5
Very smooth process from applying to receiving my loan Reviewed on: 20th December 2016
Brad Hooton's avatar
Brad Hooton

Quick, easy, no messing, great low interest rate too

5
I initially used a compare site for my loan, I looked at zopa which came up in the top, it was quick and easy to decide how much I need compared to how much I can afford to pay back. Taking the loan was so simple it took me minutes to apply and I was quickly approved and the payment was quick to come through Reviewed on: 20th December 2016
Alice Alcock's avatar
Alice Alcock

The Cheapest Option Available

5
Of all the options (including big banks like Barclays whom I'm with), Zopa was the most affordable option. That's all there is to say really. Reviewed on: 20th December 2016
Alex Faulkner's avatar
Alex Faulkner

Excellent Company to deal with - Highly Recommended

5
The Company and an excellent website which is user friendly and easy to use - I have taken out a couple of loans with Zopa, in the last few years, which were online applications - really easy. Reviewed on: 20th December 2016
Mark Evans's avatar
Mark Evans

Simply brill.

5
Excellent rates/service and so easy to use.In this day and age when all people want to do is rip you off its so refreshing to deal with a company who are only interested in the satisfaction of me. Reviewed on: 20th December 2016
david parker's avatar
david parker

Lightning fast

5
Really easy to deal with, backed up with great customer support. The team made a really quick decision on the loan and the money was available really quickly. Have used zopa before and will use again Reviewed on: 20th December 2016
Ian richardson's avatar
Ian richardson

The Complete Package

5
The whole package is nothing short of spectacular. The language, the tone, the clarity... the interest rate... the ease. Genuinely the best money related experience I have ever had. I really don't know why we have put up with high street banks for so long. Reviewed on: 20th December 2016
Stuart Lambert's avatar
Stuart Lambert

Great service

5
From the application through to the money in the account, effortless. Reviewed on: 20th December 2016
Dave's avatar
Dave

Swift efficient and good customer service

5
Very good loan provider. Good rate quick deposit and great customer service. Fully recommend Reviewed on: 20th December 2016
Gary gordon's avatar
Gary gordon

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