Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

View other Zopa products

4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65248)

Great company !!!!!

Quick, easy to apply and money was in account in 48 hours. Fantastic service. Reviewed on: 21st December 2016

Great fast service

I applied for a personal loan with Zopa and was offered a very good rate of interest, the money was transferred to my account once accepted. I intend to use Zopa again if ever the time comes if in need for a loan. Thanks Zopa! Reviewed on: 21st December 2016

exellent

exellent interest rates web site easy to navigate and ease of taking out a loan Reviewed on: 21st December 2016

Fast, reliable and simple loans to suit individual needs

My experience has been nothing short of excellent. Quick straight forward application to suit my needs. A decision was granted almost immediately and funds made available in a very short space of time. Absolutely excellent company and service Reviewed on: 21st December 2016

Quick. Easy go apply. Best I've ever found

I found Zopa on Internet. It was easy and straight forward to apply. Money was in my account following day. Very good reviews. Used them now a couple of times Reviewed on: 21st December 2016

Simple process and good rates!

Simple process good rates! I would like to recommend to use the website Reviewed on: 21st December 2016

best value loan

Easy to apply, received the money quickly and no fee for early repayment Reviewed on: 21st December 2016

Fast, reliable and the best loan provider

Very user friendly, quick and great interest. Very strongly recommended to all. Reviewed on: 21st December 2016

Easy and prompt

My review covers all the parts of getting a loan on line with Zopa. Easy to read terms and conditions , competitive rates and a simple to use website. That combined with a prompt service, lead me to give the 5 stars. Reviewed on: 21st December 2016

Very quick and very affordable loans

Very helpful staff, loan application was processed and approved within 24 hours. Reviewed on: 21st December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Fair For You 4.96 from 7139 reviews
Loans
from Penny Post Credit Union 4.88 from 662 reviews
Personal Loan
from Metro Bank 4.85 from 74 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Fixed term savings account
from Zopa 4.93 from 1784 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub