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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (6728 reviews)

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4.94

Based on 6,728 reviews, last reviewed 9th Mar 2025

61200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Very easy to monitor my finances Very easy to monitor my finances Reviewed on: 9th March 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (6728)

Review of the Zopa, Smart Saver:

good rate user friendly

Zopa are among best instant access rate and the app is very user friendly Reviewed on: 4th April 2023

So easy to use, great interest rates

So easy to use, great interest rates, helpful messaging when there are transactions due! Reviewed on: 27th February 2025

A great AER rate for certain saving pots

A little confusing how the different pots give different interest rates, but now I've figured it out, I'm very happy with the 7% AER I'm getting for my Tesla fund. It's managed in the same app as the credit card and beta bank account. Reviewed on: 27th February 2025

Good small saving account to have

Practical account to have as fast transfers but saving rate too low and not competitive enough Reviewed on: 26th February 2025

Unfussy, simple savings with competitive interest.

App is just very unfussy and simple to use. It doesn't do a lot, but what it does it does well. Interest rates are generally competitive, if not market-leading, and have remained consistently so as rates have risen and fallen. Reviewed on: 26th February 2025

Great bank account with 7% saver

Great bank account with 7% saver Reviewed on: 26th February 2025

Great 'money pots' with better interest rates, depen...

Great 'money pots' with better interest rates, depending on if you can lock your money away for 7 days, 1 month etc. Reviewed on: 26th February 2025

The product is easy to use, doing exactly what it says.

The product is easy to use, doing exactly what it says. Love the app for userability. We’ve got our children involved in it to help them to save also and to make the most of a higher rate of interest, for whatever period is suitable. Reviewed on: 26th February 2025

Love Zopa

Love Zopa - the app is very clear and easy to use and happy with the rate of interest compared with competitors Reviewed on: 26th February 2025

Incredibly user friendly

Really incredibly easy to use through the app, and to set up pots, split things, brilliant. Also very clear on how much you've earned, so you can monitor it. One of the best savings rates out there too! Reviewed on: 26th February 2025

Great Savings Account!

Opened an account - very easy process. Helped all along the way. Competitive rates. Kept in touch about all accounts and any changes. Reviewed on: 24th February 2025

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