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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

App keeps crashing sop keeps freeze g requires debat...

App keeps crashing sop keeps freeze g requires debating and reloading.,very inconvenient Reviewed on: 8th March 2026

It was quick and easy to set up and use my account.

It was quick and easy to set up and use my account. Reviewed on: 8th March 2026

I’ve found Zopa’s Smart Saver very easy to use.

I’ve found Zopa’s Smart Saver very easy to use. The app is simple, the interest rate is good, and everything works smoothly. Very happy with the service. Reviewed on: 8th March 2026

Zopa savings review

I have been with Zopa for a year how and I hold my main savings with them. I like that they have a daily interest showing for savings. Reviewed on: 8th March 2026

Loving the saving pots and how accessible my funds are.

Loving the saving pots and how accessible my funds are. The interest rate is quite attractive as well. Reviewed on: 8th March 2026

Smooth Operation

Easy to use app and almost fun. Excellent interst rates. Reviewed on: 8th March 2026

Quick, efficient and very supportive.

Quick, efficient and very supportive. I found that the products available were well suited to me and advice was available from the team if I needed further clarification. Reviewed on: 8th March 2026

Easy access and great saving rates, the best in comp...

Easy access and great saving rates, the best in comparison to other banks. I would recommend to friends and family, I have been using fir a while. Reviewed on: 8th March 2026

Easy to open, very good interest rate.

Easy to open, very good interest rate. App is easy to use. I have already recommended it to friends. Reviewed on: 8th March 2026

Excellent place for easy access savings with good ra...

Excellent place for easy access savings with good rates of interest. Been with them for several years now Reviewed on: 8th March 2026

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