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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Transformational app

This all has supported me to transform my families finances allowing us to have clear savings goals and lock money away for a rainy day (and boot the savings rate) easily. We have gone from financial precarity to security. Reviewed on: 15th January 2026

My favourite.

Great returns and always excellent Customer Service and Communication. My favourite. Reviewed on: 15th January 2026

Very efficient with excellent communication

Very efficient with excellent communication Reviewed on: 15th January 2026

Zopa is an excellent provider and is great at helpin...

Zopa is an excellent provider and is great at helping me organise my savings and help it grow. Reviewed on: 15th January 2026

Very helpful if a query arose and always consistent...

Very helpful if a query arose and always consistent communication of how my account was progressing. Reviewed on: 15th January 2026

So easy to use, flexible and transparent

So easy to use, flexible and transparent Reviewed on: 15th January 2026

Great company, great customer service

Great company, great customer service Reviewed on: 15th January 2026

Exellent everything from products to customer service

Exellent everything from products to customer service Reviewed on: 15th January 2026

Great bank for saving, credit card and banking would...

Great bank for saving, credit card and banking would highly recommend Reviewed on: 15th January 2026

Very easy to follow website.

Very easy to follow website. Payments made to account almost instantly show. Reviewed on: 15th January 2026

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