Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Good introductory saving rate which hasn't been redu...

Good introductory saving rate which hasn't been reduced for participants. Good monthly saver rate. Reviewed on: 8th March 2026

Setting up my Zopa account was easy and straightforw...

Setting up my Zopa account was easy and straightforward. The app is very user friendly compared to some others. Reviewed on: 8th March 2026

So easy to set up and use.

So easy to set up and use.App is great. Reviewed on: 8th March 2026

App keeps crashing sop keeps freeze g requires debat...

App keeps crashing sop keeps freeze g requires debating and reloading.,very inconvenient Reviewed on: 8th March 2026

It was quick and easy to set up and use my account.

It was quick and easy to set up and use my account. Reviewed on: 8th March 2026

I’ve found Zopa’s Smart Saver very easy to use.

I’ve found Zopa’s Smart Saver very easy to use. The app is simple, the interest rate is good, and everything works smoothly. Very happy with the service. Reviewed on: 8th March 2026

Zopa savings review

I have been with Zopa for a year how and I hold my main savings with them. I like that they have a daily interest showing for savings. Reviewed on: 8th March 2026

Loving the saving pots and how accessible my funds are.

Loving the saving pots and how accessible my funds are. The interest rate is quite attractive as well. Reviewed on: 8th March 2026

Smooth Operation

Easy to use app and almost fun. Excellent interst rates. Reviewed on: 8th March 2026

Quick, efficient and very supportive.

Quick, efficient and very supportive. I found that the products available were well suited to me and advice was available from the team if I needed further clarification. Reviewed on: 8th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Acorn Community Bank 4.82 from 538 reviews
Children's savings accounts
from Chorley Building Society 4.24 from 6 reviews
Savings
from Leeds Credit Union 4.17 from 3 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub