Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

View other Zopa products

4.94

Based on 7,180 reviews, last reviewed 17th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (7180)

The best account around for me right now

The best account around for me right now Reviewed on: 22nd April 2025

Reasonable interest rate although not as competitive...

Reasonable interest rate although not as competitive as it was. Easy to use app Reviewed on: 22nd April 2025

Straightforward process from application to deposit.

Straightforward process from application to deposit. With the chance of setting up regular payments, you never have to worry about missing it. The interest rates are also very good compared with the competition. Reviewed on: 21st April 2025

Great and even greater

Great bank, great app good interest rate Reviewed on: 21st April 2025

Great savings option for anyone

Well-designed savings product that offers flexibility for how you want to save. Has a unique look and feel that sets them apart from other savers on the market. Reviewed on: 21st April 2025

Amazing bank and service, especially now they offer...

Amazing bank and service, especially now they offer a current account and a regular saver at 7.5% too. Reviewed on: 21st April 2025

Multiple options and easy to use

Easy to use with many options where I can move savings between different pots with different interest rates Reviewed on: 19th April 2025

easy to use and safe to invest in

easy to use and safe to invest in Reviewed on: 19th April 2025

Everything is easy to set up and do on line

Everything is easy to set up and do on line Reviewed on: 19th April 2025

Unfortunately the interest rate has slipped behind o...

Unfortunately the interest rate has slipped behind others so that forced a movement of savings to another provider. Until recently they were up with the best. Excellent mobile app and easy to use, no problems there. Just a shame about interest rates. Reviewed on: 19th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Leeds Building Society 3.57 from 49 reviews
Junior Instant Access Savings
from NatWest 4.80 from 32 reviews
Young Saver
from Metro Bank 4.89 from 392 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Personal loan
from Zopa 4.94 from 65249 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub