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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Great bank, easy to access and understand.

Great bank, easy to access and understand. Great service Reviewed on: 22nd April 2025

Highly recommended

An easy to use app with instant access to money. Reviewed on: 22nd April 2025

Excellent all round.

Easy to use app, lots of helpful features and fair savings rates Reviewed on: 22nd April 2025

Very efficient service exemplified by their App.

Very efficient service exemplified by their App. Reviewed on: 22nd April 2025

Zopa savers

The saver accounts are easy, open and work brilliantly. Reviewed on: 22nd April 2025

Zopa - fantastic savings app

I’ve loved using Zopa for different cash pots that I can lock away for 7, 31 or 95 days which helps me stop dipping into my savings. I’ve earned over £1000 in interest since I started using Zopa and I love their bank account (which pays 2% interest and cashback on direct debits) and their regular monthly saver giving me 7.5% interest! I’ve also had a cash isa with them which was very competitive and flexible meaning I could access it in emergencies. Reviewed on: 22nd April 2025

Zopa make it simple to move your money around even i...

Zopa make it simple to move your money around even if you’re not a computer whizz!Great interest rates and just done our first ISA quite easily Reviewed on: 22nd April 2025

The Best Bank

Great experience start 5o finish the best bank I have ever experienced Reviewed on: 22nd April 2025

Great service

Everything is easy to use with zopa and the rates offered are competitive Reviewed on: 22nd April 2025

Easy to navigate app with a fabulous selection of se...

Easy to navigate app with a fabulous selection of services Reviewed on: 22nd April 2025

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