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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Easy to use!

Easy to use: easy to access your money, move it around different pots which you can boost if you choose…and now Zopa has a current account. Reviewed on: 22nd April 2025

Great savings product

The App is rasy to use, saving pots are great idea so can have money earning different interest rates. Interest rates are good. Reviewed on: 22nd April 2025

A bank worth considering

Great rates, large range of accounts available easy to contact Reviewed on: 22nd April 2025

I have saved alot of money with zopa

I have saved alot of money with zopa Reviewed on: 22nd April 2025

Good interest rates

Good interest rate fairly consistenly Reviewed on: 22nd April 2025

love seeing my interest grow

I love creating individual savings pots and seeing the interest grow each month. Love that you can move the interest around and boost your pots for various periods to boost interest rate Reviewed on: 22nd April 2025

Excellent Company with a great App and Excellent Cus...

Excellent Company with a great App and Excellent Customer Service Reviewed on: 22nd April 2025

Brilliant for micromanaging my savings.

Brilliant for micromanaging my savings. Really intuitive and great customer service. ive ended up saving more because I can easily see how I’m progressing in each pot. Reviewed on: 22nd April 2025

Such an easy app, I started with a credit score buil...

Such an easy app, I started with a credit score building card and now have been banking and savings, really happy! Reviewed on: 22nd April 2025

Easy to use App and reasonable interest rates.

Easy to use App and reasonable interest rates. Reviewed on: 22nd April 2025

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