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Zopa: Smart Saver reviews

4.94
Based on 7,494 reviews, last reviewed 26th Feb 2026
30500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026
Sandra W's avatar
Sandra W

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Very good and reliable I am using the last 2 years w...

4
Very good and reliable I am using the last 2 years with out any problems Reviewed on: 15th January 2026

I saved 1500 pounds on Zopa and I got good interest.

5
I saved 1500 pounds on Zopa and I got good interest. Reviewed on: 15th January 2026

Control Your Outgoings

5
Zopa offers a superb way of keeping control of outgoings and general life expenses, by arranging income in to different pots to cover various bills. Reviewed on: 15th January 2026

Very good it was easy to register with the applicati...

5
Very good it was easy to register with the applications and easy to use Reviewed on: 15th January 2026

I have been hack and used my credit card.

5
I have been hack and used my credit card. Phone in cs and they immediately sorted it out. Reviewed on: 15th January 2026

Very good and excellent app and very helpful

5
Very good and excellent app and very helpful Reviewed on: 15th January 2026

Happy I moved my savings to Zopa

5
Excellent app and competitive interests rates. Reviewed on: 15th January 2026

All I can say thank you jopa card it was greatful ve...

5
All I can say thank you jopa card it was greatful very helpful Reviewed on: 15th January 2026

100% recommend

5
Smooth easy process never any problems very user friendly would 100% recommend Reviewed on: 15th January 2026

Very easy to use and good interest also good at keep...

5
Very easy to use and good interest also good at keeping me informed Reviewed on: 15th January 2026

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