Smart Money People Logo

Zopa: Smart Saver reviews

4.94
Based on 6,474 reviews, last reviewed 18th Jan 2025
7400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to save. Great way to save. Excellent idea to save regularly. Easy to deposit and withdraw money. Reviewed on: 18th January 2025
elizabeth Kite's avatar
elizabeth Kite

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (6474)

Review of the Zopa, Smart Saver:

Zopa Savings

5
Have multiple savings accounts. App is great and easy to use. Reviewed on: 1st March 2024

Excellent open honest banking

5
I've been impressed at how they keep me updated with rate changes both up and down and they are more responsive than the bank I've had for over 20 years! I feel they are transparent and honest and I can easily see what is happening with my money and my interest! Reviewed on: 17th January 2025

Good product and service when needed

5
I was downsizing to a new build so I had a large sum of money to invest over a period of time and Zopa were easy to use and service good. I had a loan previously and service was simple and timely Reviewed on: 17th January 2025

Excellent Product

5
I set up my savings account very easily online and was really pleased with the interest rate given. So much better than the interest rate being quoted by my bank. Reviewed on: 17th January 2025

I enjoyed my time with zopa, my saving account was a...

5
I enjoyed my time with zopa, my saving account was a decent rate at the time. The app was easy to navigate and easy to set up an account. Reviewed on: 17th January 2025

Clear site, but restriction to phone use is worrying

4
Good rates and clear site, but I am not comfortable with an account that depends on phone use rather than a fully-functional web site. Phone can be lost, stolen, damaged or run out of battery power and it would be good know that I could always do everything on my desktop computer. Reviewed on: 17th January 2025

Competitive and Easy

5
Zopa offered really good rates and it was quick to open an account. Reviewed on: 17th January 2025

Straightforward modern day banking

5
A very good way to save regularly and get a competitive rate and it's easy to use and work though the app moving funds between accounts when necessary. Reviewed on: 17th January 2025

Easy to use app, good interest rates

5
Easy to use app, good interest rates Reviewed on: 17th January 2025

Interest rates are competitive and the online app is...

5
Interest rates are competitive and the online app is so easy to use. Reviewed on: 17th January 2025

Easy access.

5
Easy access. Competitive interest rate. Good app. Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products