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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
97% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Very simple to negotiate the online site

5
Very simple to negotiate the online site Reviewed on: 16th April 2026

I like your account is excellent service thanks so m...

5
I like your account is excellent service thanks so much Reviewed on: 16th April 2026

Makes saving easy and intuitive control over your mo...

5
Makes saving easy and intuitive control over your money via the app. Reviewed on: 16th April 2026

Zopa review

5
Always quick to respond , no problems and good advice Reviewed on: 16th April 2026

Great app.

5
Great app. Easy to move money .Good interest rates Reviewed on: 16th April 2026

Competitive savings rates.

5
Competitive savings rates. Moving money about within the App and the App itself is a synch to use. All very straightforward. Reviewed on: 16th April 2026

Ease of use.

5
Very efficient organisation, good choice of products. Reviewed on: 16th April 2026

Easy Easy Easy

5
App easy to use, easy to set up and close pots, easy to move money from between accounts, easy to move money in and out Reviewed on: 16th April 2026

My experience in zopa I never got a chance to get an...

4
My experience in zopa I never got a chance to get any help because I always deny .. but my friend apply good .. and I finish last year pay him .. Reviewed on: 16th April 2026

At one time market leading savings interest rates, b...

4
At one time market leading savings interest rates, but no longer and this has been the situation for a long time. Shame as it is a very usable platform. Reviewed on: 16th April 2026

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