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Zopa: Smart Saver reviews

4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

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Zopa Smart Saver reviews (8149)

Easy Easy Easy

5
App easy to use, easy to set up and close pots, easy to move money from between accounts, easy to move money in and out Reviewed on: 16th April 2026

My experience in zopa I never got a chance to get an...

4
My experience in zopa I never got a chance to get any help because I always deny .. but my friend apply good .. and I finish last year pay him .. Reviewed on: 16th April 2026

At one time market leading savings interest rates, b...

4
At one time market leading savings interest rates, but no longer and this has been the situation for a long time. Shame as it is a very usable platform. Reviewed on: 16th April 2026

Great interest rates for savers.

5
Great interest rates for savers. App very easy to use. Reviewed on: 16th April 2026

Easy to use app, competitive interest rates.

5
Easy to use app, competitive interest rates. Reviewed on: 16th April 2026

Excellent online bank

5
Haven't had to use customer support as everything s been excellent Reviewed on: 16th April 2026

Excellent app and good range of producta

5
Excellent app and good range of producta Reviewed on: 16th April 2026

Great variety of products, easy to move things aroun...

4
Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Easy to use App

5
Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Biscuit Tin

5
Their Biscuit Tin Account such a clever concept to encourage saving with an extremely competitive interest rate, does what it says on the tin. Reviewed on: 25th March 2026

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