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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Good rates and easily opened online.

Good rates and easily opened online. Reviewed on: 24th March 2026

BigG Zopa

Simple and clear website, great rates. Reviewed on: 24th March 2026

An easy app to navigate.

An easy app to navigate. Started with a very competitive interest rate. Reviewed on: 24th March 2026

Great product great app easy to use

Great product great app easy to use Reviewed on: 21st March 2026

Excellent interest on savings

Zoos offer excellent rates on their savings accounts and the process for opening accounts is very easy. Reviewed on: 20th March 2026

Outstanding rewards (direct debit cashback!

Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is clearly an innovative, forward-thinking, energetic neo-bank! Reviewed on: 16th March 2026

Zopa is a winner

Very easy to set up and and the app is easy to understand. Would definitely recommend to friends. Reviewed on: 16th March 2026

Moving money from save to current account

I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Slow Money transfers!

Interest rates are good. Moving money is very slow, internally and externally, which I don’t understand, as most banks are instant. Reviewed on: 12th March 2026

Excellent Banking Service with Great Rates

Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always access quickly and simply. Excellent Service Reviewed on: 12th March 2026

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