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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy to use app, can always speak to someone if nee...

Easy to use app, can always speak to someone if needed., view your balance quickly. Clear instructions. Pleased with Zopa. Reviewed on: 16th April 2026

Great experience with Zopa very easy to join and dow...

Great experience with Zopa very easy to join and down load the app and even better monthly interest payments. Reviewed on: 16th April 2026

Zopa Savings Account

Zopa respond efficiently to any queries I have regards my account and if I need to move money around it happens quickly which helps. Interest on savings accrues daily which is a good feature and available to withdraw monthly if needed. Overall received good service so far. Reviewed on: 16th April 2026

Great App with good information

Easy to navigate site, with good all-round information. Good rates of interest, and keep customers well informed. Used ZOPA a couple of times in the past, would highly recommend. Reviewed on: 16th April 2026

Invest with confidence fantastic service totally secure

Very easy to use,great one stop shop,have total confidence in using them Reviewed on: 16th April 2026

A great way to grow and manage your money

Zopa has genuinely changed how I manage my money. I used to find saving a bit of a hassle, but this app makes it feel effortless. Everything is so clear and easy to use that I never feel overwhelmed, and I actually enjoy checking in on my progress. Setting up savings pots helped me stay organised, and seeing the interest build is really motivating. It feels reliable and transparent, which matters a lot to me. Overall, it’s given me more confidence and control over my finances than I’ve had before. Reviewed on: 16th April 2026

Easy to operate app.

Easy to operate app.Efficient cash transfer back to your bank account if you need. Reviewed on: 16th April 2026

Great online service and easy to navigate

Great online service and easy to navigate Reviewed on: 16th April 2026

Zopa is Great

Simple to use, do what they say and switch now. Reviewed on: 16th April 2026

Easy to use, competitive rates.

Easy to use, competitive rates. No problems opening ISA and transferring money Reviewed on: 16th April 2026

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