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118 118 Money: Personal Loan reviews

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4.91
Based on 1,767 reviews, last reviewed 23rd Apr 2025
159400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy and quick application. Easy and quick application. Money was deposited very quickly and a very east to use app to track your payments . Very happy Reviewed on: 23rd April 2025
Ryan s's avatar
Ryan s

Latest lowest rating:

2

Complain Hi .Every time I have a problem some bot contacts me! I filed a complaint that contrary to the credit agreement you charged the first installment on A... Read more Reviewed on: 16th April 2025
Rafal K's avatar
Rafal K
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About this product

Are you trying to determine whether 118 118 Money Personal Loans offer good value for money? At Smart Money People, we collect reviews of 118 118 Money Personal Loan in order to help you make an informed decision. If you're an existing 118 118 Money customer, please share your experience and let others know what you thought of their Personal Loan.

118 118 Money Personal Loan reviews (1767)

Review of the 118 118 Money, Personal Loan:

Good and bad points

3
Best thing about them is that they accept bad credit applications which I was happy about but because of that the APR and interest are high which is normal for bad credit loans and the only bad thing i can say is that they charge an early repayment fee. May consider using again in the future. Reviewed on: 17th June 2016
Susan Butler's avatar
Susan Butler

Easy and quick application.

5
Easy and quick application. Money was deposited very quickly and a very east to use app to track your payments . Very happy Reviewed on: 23rd April 2025
Ryan s's avatar
Ryan s

Easy to use

5
Easy to apply and use, app is brilliant and easy to make payments. Reviewed on: 23rd April 2025
Kalatari's avatar
Kalatari

Really quick and easy - very helpful

5
Really quick and easy - very helpful Reviewed on: 23rd April 2025
Rachel F's avatar
Rachel F

No hidden surprises, great rate and even better cust...

5
No hidden surprises, great rate and even better customer service. Reviewed on: 23rd April 2025
Sarah D's avatar
Sarah D

Easy to apply for the loan & fuss free.

5
Easy to apply for the loan & fuss free. Also money went in the bank really quick to Reviewed on: 23rd April 2025
Jenna c's avatar
Jenna c

Very good

5
Couldn't ask for a better deal. Saved me at the right time Reviewed on: 23rd April 2025
Francesco Ladisa 's avatar
Francesco Ladisa

The Quickest Loan Application!

5
My application process was super easy and quick. I received my money one working day after my application. Their T&Cs are easy to read, not written with heavily law language. Their app is very user friendly and their APR is very competitive. Their credit card limit is very fair as the previous credit card provider didn't increase my limit a penny after 2 years of being with them. I started to use my Aqua credit card with my Apple Pay without receiving the physical credit car... Reviewed on: 23rd April 2025
Emre Erdogan's avatar
Emre Erdogan

Secure and affordable lending.

5
At the time of getting this loan, I was sure no one would offer me a loan. I made bad choices for my family finances a d 118 118 came as a saving grace. Application was very easy and money was instant. But all in all, the security and affordability calculations, were done to help determine my borrowing. Reviewed on: 23rd April 2025
SYD's avatar
SYD

5star from start to finish

5
great service very fast and simple Reviewed on: 23rd April 2025
fred d's avatar
fred d

quick process to get loan and money available in ba...

5
quick process to get loan and money available in bank account in couple of minutes Reviewed on: 23rd April 2025
PRAMOD T's avatar
PRAMOD T

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