Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

View other 118 118 Money products

4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4612)

Easy to deal with once I downloaded the app.

Easy to deal with once I downloaded the app. Reviewed on: 11th April 2026

Good service

Very good communication, app is very easy to use, app enables you to know exactly how much you still have outstanding Reviewed on: 11th April 2026

Excellent service an quick payment.

Excellent service an quick payment. Very easy to deal with. Would highly recommend. Reviewed on: 11th April 2026

Very good ...

Very good quick and easy and the app works great Reviewed on: 11th April 2026

Money within 2 minutes! Fast and easy application!

Very quick application loan, got the money in my account within 2 minutes. The amount of interest I pay is very low with 118 compared to other lenders. Very happy with the service. Will definitely use again in the future! Reviewed on: 11th April 2026

Great communications

It was really easy to speak to someone and arrange my loan, the staff were very helpful and ensured I knew what I was paying and borrowing. Reviewed on: 11th April 2026

Overall, my experience has been good.

Overall, my experience has been good. The account is easy to manage and the process is straightforward. Customer service could be a bit faster Reviewed on: 11th April 2026

Had a fab experience, they even offered me more mone...

Had a fab experience, they even offered me more money because i’d paid all my payments on time Reviewed on: 11th April 2026

Easy loan It was an easy process and quick answer

It was an easy process and quick answer Reviewed on: 11th April 2026

Excellent app and very easy to understand

Excellent app and very easy to understand Reviewed on: 11th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Equity Crowdfunding (discontinued)
from Fireflock (inactive company) 0.00 from 0 reviews
Personal loans
from Hastings Direct 3.99 from 119 reviews
Payday loan (discontinued)
from 100Pounds (inactive company) 4.15 from 22 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5645 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub