Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 4,600 reviews, last reviewed 12th May 2026
253500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy and efficient It was very easy to arrange the loan and apply. The results were instant and the money was in my account within minutes. Reviewed on: 12th May 2026
Kimberley M's avatar
Kimberley M

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4600)

Quick easy and straight forward .

5
Quick easy and straight forward .Great app Reviewed on: 11th April 2026

Excellent service.

5
Was in desperate need of some extra cash, 118118 was quick and simple , apfter being approved the money was pretty much straight away into my bank, life savers. Reviewed on: 11th April 2026

Easy to apply loan and in a few hours the money is i...

5
Easy to apply loan and in a few hours the money is in your account. Reviewed on: 11th April 2026

118 118 have been amazing, quick and easy.

5
118 118 have been amazing, quick and easy. Helped when I needed it the most Reviewed on: 11th April 2026

Easy and straightforward

5
So easy to use, all the information very straightforward and easy to understand. And follows up on missed payments if you forget. Reviewed on: 11th April 2026

118 118 money came at just the right time!

5
118 118 money came at just the right time for me, I needed a little extra cash and saw great things about them online. I gave it a go and it was super easy and zero stress. Would 100% recommend. I have already told my friends and family about 118 money. It’s great for anybody needing a little boost. Very honest and trustworthy company. Reviewed on: 11th April 2026

Excellent

5
It was a quick and easy process. Reviewed on: 11th April 2026

Always helpful and fast service.

5
Always helpful and fast service. Reviewed on: 11th April 2026

Super easy to do, app is great and the support and c...

5
Super easy to do, app is great and the support and customer service is good overall as well. Really would use again if possible Reviewed on: 11th April 2026

Need money to cover debts.

3
Need money to cover debts but now paying double i owe. Not great. Still in massive debt. Reviewed on: 11th April 2026

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review