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118 118 Money: Personal loan reviews

View other 118 118 Money products
4.88
Based on 4,600 reviews, last reviewed 12th May 2026
253500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy and efficient It was very easy to arrange the loan and apply. The results were instant and the money was in my account within minutes. Reviewed on: 12th May 2026
Kimberley M's avatar
Kimberley M

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t
Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4600)

Excellent service an quick payment.

5
Excellent service an quick payment. Very easy to deal with. Would highly recommend. Reviewed on: 11th April 2026
Karl Parkinson's avatar
Karl Parkinson

Very good ...

5
Very good quick and easy and the app works great Reviewed on: 11th April 2026
Kelley's avatar
Kelley

Money within 2 minutes! Fast and easy application!

5
Very quick application loan, got the money in my account within 2 minutes. The amount of interest I pay is very low with 118 compared to other lenders. Very happy with the service. Will definitely use again in the future! Reviewed on: 11th April 2026
Natasha S's avatar
Natasha S

Great communications

5
It was really easy to speak to someone and arrange my loan, the staff were very helpful and ensured I knew what I was paying and borrowing. Reviewed on: 11th April 2026
Danielle w's avatar
Danielle w

Overall, my experience has been good.

5
Overall, my experience has been good. The account is easy to manage and the process is straightforward. Customer service could be a bit faster Reviewed on: 11th April 2026
Piotr C's avatar
Piotr C

Had a fab experience, they even offered me more mone...

5
Had a fab experience, they even offered me more money because i’d paid all my payments on time Reviewed on: 11th April 2026
Ellie M's avatar
Ellie M

Easy loan It was an easy process and quick answer

5
It was an easy process and quick answer Reviewed on: 11th April 2026
Rebecca F's avatar
Rebecca F

Excellent app and very easy to understand

5
Excellent app and very easy to understand Reviewed on: 11th April 2026
Yaseen shaik's avatar
Yaseen shaik

They have give me two loans and it has helped...

5
They have give me two loans and it has helped me loads Reviewed on: 11th April 2026
Courtney e's avatar
Courtney e

It might be easier to anticipate the payment.

5
This is my first month, but I wish there was an option to prepay payments in the app. Reviewed on: 11th April 2026
Eduardo M's avatar
Eduardo M

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