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ASDA Money: Credit Card reviews

Name: Credit Card
Rating: 2.97 (93 reviews)

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2.35

Based on 93 reviews, last reviewed 2nd Mar 2025

100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

40%

10%

44%

Latest highest rating:

5

Top marks from me! I’ve had my Asda Money card for well over a year and I’m delighted with it. I use it as my every day card and, aside from finding their processing of... Read more Reviewed on: 7th December 2024

Latest lowest rating:

1

Miss 2 payments for whatever reason on they employ O... Miss 2 payments for whatever reason on they employ Opos debt collection to hound you. Paid off card and f,,ukd them off. Reviewed on: 2nd March 2025

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About this product

ASDA Money Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do ASDA Money customers like? Find out more about the ASDA Money Credit Card by reading our trusted Smart Money People reviews. You can also write your own ASDA Money Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

ASDA Money Credit Card reviews (93)

Review of the ASDA Money, Credit Card:

AVOID - they randomly block cards with no warning

Recently at a family meal I used my ASDA credit card to pay. It declined ?? Luckily I had another card on my. 2 days later, in ASDA store my card was again declined. I contacted ASDA Card and was advised my account was being reviewed but they would not say why. I had sufficient funds, I always pay my card balance before the due date. Apparently I should have received a message to say my card was being blocked. I didn't reeive any such message. When I have asked how long it will be before my card will work again the best they can say is it will take up to 30 days. Since then I have had 2 important very subscriptions also decline. It's embarrassing and the answers I am getting leave a lot to be desired. Poor customer service. I've been happy with my card for the past 5 years. I won't be using it again and will cancel it once I see what this review was all about, if I ever get to the bottom of it. Reviewed on: 19th February 2025

Great

Fantastic customer service and great app Reviewed on: 19th January 2023

Very good

Using gor months Very nice Getting cash back abd asda rewards Reviewed on: 13th January 2023

Great product

I loved the easy application, it’s great to manage on the app. Clear and understandable service. Reviewed on: 10th January 2023

Applied for a Credit Card and was denied. No explanation and no way to contact anyone at all to question it.

I have an excellent credit rating and applied for the card with the offer of £20 cashback. Shocked when application was denied with no reason given. Unable to contact anyone at Asda to ask the question why and the last person I spoke to bluntly said there is no way to speak to anyone or even email them. Reviewed on: 9th January 2023

Can't use card, not impressed

Received card Fri and activated online, tried to use but kept being decline. Spoke to someone who said Microsoft had tried a test order so blocked my card. I don't know how as I've only had the card a day and not added to any online accounts. Now waiting for a new card to come, remains to be seen if it will work. Reviewed on: 8th January 2023

Really good app & good rewards

Much better than the old banking aps. Reviewed on: 6th January 2023

Absolutely Awful! Avoid

Received my Asda Credit Card, downloaded the App and activated it. Used it once successfully in a store. When tried to use again, all transactions were declined. Eventually discovered my account has been put in to 'Review' (by calling many times and being on hold for an eternity). What is that all about? Put into Review for using the card?? Customer service cannot put you through to this elusive Review Team, and you simply have to wait for them to call you, no timeline given. So unprofessional and a mickey mouse organisation. I will delete my account. Reviewed on: 3rd January 2023

OK for ASDA

Have had the ASDA credit Card for a few months now. It seemed like a good idea to get a little back from spending. Its still a good idea but I have had problems with payments on the card being frequently blocked on amazon. No-one to talk to that could explain or look into the problem. I have therefore replaced the card for payments on amazon and paypal but will save the card for only purchases in ASDA. Another problem is that the card cannot be added to "Apple Pay". It means carrying the card at all times. I have had no difficulty with the app, or direct debit payments but will be watching it very carefully. In summary as long as you accept the limitations it is a way of helping a little bit with ASDA groceries, but not as a general use credit card. Reviewed on: 13th December 2022

Fake

Scam.It's all scam . People can open credit cards with your name at any time and put you in debit. Scam Reviewed on: 10th December 2022

Greedy with interest rates

Don't bother. They're the greediest, most opportunistic credit card company I've dealt with. Literally within hours of the Bank of England increasing the base rate they've hiked the interest on my card twice from 29% by 0.5 on both occasions to 30%. As if they aren't getting enough interest as it is. Reviewed on: 17th November 2022

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