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Atom Bank: Savings reviews

4.91
Based on 2,306 reviews, last reviewed 4th Apr 2025
182300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

The best online banking app! The best online banking app! Fast, efficient, uncomplicated great precise communications very competitive rates and products Reviewed on: 4th April 2025
Helena M's avatar
Helena M

Latest lowest rating:

2

Option to do online banking Vs jus t the app given a... Option to do online banking Vs jus t the app given all the phone theft Reviewed on: 18th March 2025
Meg's avatar
Meg

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Or are you looking for Atom Bank reviews? See what people are saying below about the one-year fixed savings account.

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Atom Bank Savings reviews (2306)

Review of the Atom Bank, Savings:

Banking with Atom is easy, innovative and secure

5
I've had an excellent experience with Atom Bank for the last few years. Despite being hesitant to move to app-based banking - without the usual assurances of branch or web banking platform, a brief call with their customer services was very reassuring re. potential risks, even offering to research and send over extra info for me. Since then, I've kept reinvesting because I find the process so easy and straightforward, the products very competitive, and the communications I receive are clear, timely and only what is necessary for my banking - no marketing nonsense. The app is very user-friendly, feels secure (with facial and voice recognition) and also has appealing colours. Finally, I find their products innovative and meeting my needs well - I think they were almost the first to offer shorter, 6-month fixed rate bonds for example. And the Instant Reward Saver is a great idea. I hope they continue to come up with such ideas and provide a safe, secure, no-fuss banking service. Thank you Atom. Reviewed on: 25th March 2025

The best online banking app!

5
The best online banking app! Fast, efficient, uncomplicated great precise communications very competitive rates and products Reviewed on: 4th April 2025

Consistently attractive range of savings accounts.

5
Consistently attractive range of savings accounts. Good communication when a product is due to mature with clear options.Easy to set up a new product.Have recommended to family members and friends. Reviewed on: 3rd April 2025

Great interest rates

5
Great interest rates. The app gets even better each release Reviewed on: 3rd April 2025

Easy to use good rates and customer service

5
Easy to use good rates and customer service Reviewed on: 3rd April 2025

Instantly Rewarding

5
The Atom app is beautifully clean and clear. I love the interest rate that the Instant Saver Reward pays. Reviewed on: 2nd April 2025

Bank with the best

5
Always great interest rates on savings. A very easy app to use, clear and precise. Reviewed on: 2nd April 2025

Easy way to invest money

5
Been with atom for about 5 years very simple to invest money transparent and offer very competitive interest rates pay interest monthly into a dedicated bank account suits me fine. Reviewed on: 2nd April 2025

Atom great customer service

5
Atom have a fab app very easy to navigate and straightforward. good rates of interest and very helpful staff who you can actually speak to on the phone Reviewed on: 2nd April 2025

Very easy to set up and good rates

5
Very easy to set up and good rates Reviewed on: 2nd April 2025

Exceptional experience

5
Great bank account, app very easy to use and looks good. Market leading rates available. Reviewed on: 2nd April 2025

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