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Aviva: Health Insurance reviews

Name: Health Insurance
Rating: 1.92 (184 reviews)

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1.74

Based on 184 reviews, last reviewed 25th May 2025

100% increase in 5 star reviews

in the past 90 days

17% increase in 1 star reviews

in the past 90 days

18%

73%

Latest highest rating:

5

Had a really good experience with Aviva for my partn... Had a really good experience with Aviva for my partners back operation. They paid for everything in full from start to finish, we did have to wait on ... Read more Reviewed on: 10th May 2025

Latest lowest rating:

1

Aviva scam health insurance Have been paying Aviva for health insurance for my family for over 10 years. First time I have ever tried to use it and beyond a digital gp appointmen... Read more Reviewed on: 25th May 2025

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About this product

Aviva health insurance gives policyholders access to 100s of hospitals across the country, allowing you to choose where you’ll be treated. There are three levels of cover available: Core, Advance and Reduce. Policyholders can access a range of wellbeing services, including healthy eating advice and gym membership discounts.

Before taking out a health insurance policy, check customer reviews to learn how satisfied existing policyholders are. The Aviva health insurance reviews on Smart Money People can give you valuable insight into the provider and its policies.

Find out how long policyholders have had their health insurance with Aviva and how satisfied they’ve been so far. Learn what is and isn’t covered under the health insurance policy to decide if it suits your requirements. Read about genuine experiences with the customer service team to learn how swiftly Aviva resolves customer concerns. Find out more about the wellbeing services available and how often existing customers use them. Make an informed decision about your new policy by reading our Aviva health insurance reviews.

If you have a health insurance policy with Aviva, share your experience with others. Tell us what level of cover you have and whether you’ve been satisfied with your choice. Have you made a claim on your policy, and if so, how quickly did you receive the payout? Are there any aspects of the insurance that you feel could be improved? Would you renew your policy with Aviva and recommend it to your family and friends? Write an honest Aviva health insurance review today. Together, we can help people like you make better financial decisions.

Aviva Health Insurance reviews (184)

Review of the Aviva, Health Insurance:

claim

extremely poor service,they just dont want to approve a claim Reviewed on: 28th September 2023

very good physio service

I had back problems and the process for self referral was so smooth and the staff at every step were very helpful. The on-line portal is very clear to use too. Reviewed on: 14th July 2023

They don't pick the phone anymore

I have become seriously ill but Aviva does not pick the phone anymore. Reviewed on: 10th July 2023

Customer service and claims help abysmal

To my great regret, I changed over to AVIVA a couple of years ago. I recently had cause to make a claim and their service would be abysmal if there was any. It took 10 days to respond to a claim update despite sending multiple emails and filling in the update forms online on multiple occasions. You cannot get through on the phone, I only managed it once after holding for 1 hour and 40 minutes. They are now questioning the claim despite knowing about the condition for 3 months. I have had to cancel an important operation as a result of their delays. Reviewed on: 14th June 2023

Phone never answered in under an hour

I've been refered for physio. The only physio they would send me too is a 20 mile round trip = fortunately my injury doesn't affect my driving, and I have access to a car - no idea how many buses & hours I would need otherwise, and ceratinly a day off work each time. 16 days ago the physio has confirmed I'd need 4+ sessions; they're now waiting for confirmation from Aviva that the treatment can go ahead. I've chased both the physio and Aviva, I'm currently on hold with Aviva; 55 mins so far; however I know that the phone will not be answered for at least another 15 minutes (despite the reassuring 'thanks for waiting, we'll be right with you' message on loop). If they treat their medical partners in the same way, it's no wonder the nearest physio who will deal with them is such a long way away Reviewed on: 8th June 2023

Appalling

Took out health insurance for me and my children as I thought it would be less stressful and more straightforward going private. Well I am wrong. The whole process so far has been stressful and NOT straightforward, paying nearly £60 pound a month for health insurance yet when I put in a claim I need to go to the doctors with a form so they can then fill it out aviva do you understand how long the current waiting times for a doctor appointment is? The whole point of going private and paying for health insurance is to surely make it easier? Not believing your patients and basically asking for the gps confirmation that our symptoms are true and not long term is unbelievable. Cancelling my policy and will see what other health insurance companies are like in comparison to this hell that I’ve had to deal with robbed of money and not helped at all. Reviewed on: 7th June 2023

Costumer service

After transferring my previous health insurance from Bupa to Aviva like for like. They not suppose to ask for any GP forms to be filled but they do everything to not pay. After 53 min waiting to somebody pick up my call more than a week ago, they asked to take the form to GP to fill the form. I did and I’ve sent them all a week ago. I haven’t heard anything from them so I try to ring them. I was on hold for 1 hour and 23 min till the cut off the call. I am waiting with my chest pain till they magically contact me. It’s so frustrating Reviewed on: 6th June 2023

Absolutely soul destroying lack of service

Following a major heart event we for the first time had cause to use our Aviva healthcare insurance. It’s been awful. Every interaction is poor and phone wait times are always well over an hour. No one follows up even when they say they will. Email responses take about 10 days if at all. I honestly believe we may have had quicker response directly through the NHS. I will never insure with them again. Reviewed on: 31st May 2023

Totally unimpressed!

My first claim a year ago took longer than the same NHS time. I complained and nothing came from it. This time , I have been trying to make a claim for well over a month, they then disputed the claim, I obtained a new referral to prove this was not a previous non recorded condition , this was two weeks ago - they then sent me authorisation form for me to sign so that they could obtain more information from my GP, this was two weeks ago and still Aviva have not contacted my GP for the information. I have emailed countless times to obtain progress report, I even sent an official complaint brought he website a week ago, and still no response ! Today currently I have been holding on the phone for 1 hour , and now I am online on the chat facility , guess what ? No one there either! I have this procedure request going through NHS and they are going to get me booked in for June with local anaesthetic, I want this procedure under general hence why I’m attempting to go private. I had an op’ last year and the same op was arranged quicker through NHS than with Aviva and it seems to be happening again this time, totally unacceptable, and I am paying £135 per month! Makes me feel like an idiot to be honest I am going to cancel my policy Reviewed on: 15th May 2023

Awful experience

Avoid dealing with them, they will do their best not to cover any claim and you will end up paying monthly fees for nothing. Very bad experience. Reviewed on: 4th May 2023

AVIVA - no thanks

I have had both car and health insurance with this company and overall customer service is way down [bottom] the list of their priorities. Trying to speak to anyone is a nightmare. The website looks pretty but offers little useful info. I emailed them twice about my health insurance. 4 weeks later i have had zero response. Not even an acknowledgement. My wife's company uses these fools for their company health provider - but certainly not on renewal. The complaints from staff about AVIVA are numerous. Simply Health will be getting their not insubstantial business. Reviewed on: 22nd March 2023

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