Write a review

Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.03 (276 reviews)

View other Capital One products

3.98

Based on 276 reviews, last reviewed 17th Apr 2025

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

51%

25%

10%

Latest highest rating:

5

Top quality service, would highly recommend Top quality service, would highly recommend Reviewed on: 17th April 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

Read all reviews See your review

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (276)

Review of the Capital One, Classic Credit Card:

Excellent service over 15 years

I have had a Capital One credit card for 15 years and have nothing but praise for the service. When an online accommodation company went bust I got my money back from Capital One, the whole process was very quick and painless. I have also benefitted from cashback so I have no hesitation in recommending Capital One. Reviewed on: 24th December 2015

Top quality service, would highly recommend

Top quality service, would highly recommend Reviewed on: 17th April 2025

Capital one was my first credit card when i got to t...

Capital one was my first credit card when i got to the UK, i started from £200 and it was the best experience, it helped me build my credit till i was able to apply for another credit card but i still have it, i now have £1250 on it, i really like how they attend to me when i have any little issue, they are so prompt and listens Reviewed on: 17th April 2025

One of the best credit card companies in the UK

Capital One have always been very good to me as a credit card company and I would recommend their products to everyone. Reviewed on: 26th February 2025

I experienced months of failed withdrawal attempts.

I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry upon discovering that I had been scammed and my money was gone. Thankfully Olivia Trader Teams came to my aid and successfully retrieved my investment from these deceitful fraudsters. Email O l i v i a l o p z 9 3 1 3 āť g m a i l c o m Whats App +1~{512}~203~75~54. Reviewed on: 18th January 2025

Respect for customer

Treated with respect that’s important when you are old Reviewed on: 15th January 2025

Bad Bank to work with. stay away

I had two accounts one for seven years and one for almost 2 years the one for seven years was a secured guard with a $1300 limit with a secured deposit the other one they give me a $500 limit they close both of the accounts for no reason I would not recommend this bank for a credit card. They'll leave you hanging. Reviewed on: 23rd December 2024

Great card & easy app

Great card & easy app, I was given a good credit limit upon application (which was an easy process to follow even filling out on a phone). The app is easy to use & clear. They offered a 0% interest for a long while after I opened the account which was great. Reviewed on: 7th June 2024

Is good to have help from credit card companies like...

Is good to have help from credit card companies like Capital one Reviewed on: 7th June 2024

Very useful credit card, I find it reliable

Very useful credit card, I find it reliable Reviewed on: 30th May 2024

Nah thank you Nah thank you Nah thank you Nah thank...

Nah thank you Nah thank you Nah thank you Nah thank you Nah thank you Reviewed on: 28th May 2024

Do you have a different Capital One product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Credit Card
from American Express 4.46 from 121 reviews
Bip Credit Card
from NewDay 4.91 from 2284 reviews
Credit Card
from The Co-operative Bank 2.70 from 35 reviews

There's still more to see!

Capital One has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub