Smart Money People Logo

Capital One: Classic Credit Card reviews

3.98
Based on 278 reviews, last reviewed 19th Apr 2025
300% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
52%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
4%
See only 1 star reviews
10%

Latest highest rating:

5

Low APR and useful for small purchases Capital One classic credit card is very helpful and useful for short purchases because of the low interest APR. This makes it easier for repayments an... Read more Reviewed on: 18th April 2025
Noaman A's avatar
Noaman A

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025
Vera Alexander's avatar
Vera Alexander

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (278)

Review of the Capital One, Classic Credit Card:

Great service

5
They give good credits depending on your budget. Reviewed on: 11th May 2017

can't email them - only postal address.

3
can't email them - only postal address. makes it slow to resolve issues Reviewed on: 19th April 2025

Low APR and useful for small purchases

5
Capital One classic credit card is very helpful and useful for short purchases because of the low interest APR. This makes it easier for repayments and keeping finances in balance. The app is easy to use and great customer support. Reviewed on: 18th April 2025

Top quality service, would highly recommend

5
Top quality service, would highly recommend Reviewed on: 17th April 2025

Capital one was my first credit card when i got to t...

5
Capital one was my first credit card when i got to the UK, i started from £200 and it was the best experience, it helped me build my credit till i was able to apply for another credit card but i still have it, i now have £1250 on it, i really like how they attend to me when i have any little issue, they are so prompt and listens Reviewed on: 17th April 2025

One of the best credit card companies in the UK

5
Capital One have always been very good to me as a credit card company and I would recommend their products to everyone. Reviewed on: 26th February 2025

I experienced months of failed withdrawal attempts.

1
I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry upon discovering that I had been scammed and my money was gone. Thankfully Olivia Trader Teams came to my aid and successfully retrieved my investment from these deceitful fraudsters. Email O l i v i a l o p z 9 3 1 3 āť g m a i l c o m Whats App +1~{512}~203~75~54. Reviewed on: 18th January 2025

Respect for customer

5
Treated with respect that’s important when you are old Reviewed on: 15th January 2025

Bad Bank to work with. stay away

1
I had two accounts one for seven years and one for almost 2 years the one for seven years was a secured guard with a $1300 limit with a secured deposit the other one they give me a $500 limit they close both of the accounts for no reason I would not recommend this bank for a credit card. They'll leave you hanging. Reviewed on: 23rd December 2024

Great card & easy app

5
Great card & easy app, I was given a good credit limit upon application (which was an easy process to follow even filling out on a phone). The app is easy to use & clear. They offered a 0% interest for a long while after I opened the account which was great. Reviewed on: 7th June 2024

Is good to have help from credit card companies like...

4
Is good to have help from credit card companies like Capital one Reviewed on: 7th June 2024

Do you have a different Capital One product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Capital One has a range of products available. Check the ratings of each product to find the right one for you. View all products