Smart Money People Logo

Capital One: Classic Credit Card reviews

4.01
Based on 270 reviews, last reviewed 7th Jun 2024
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
51%
See only 4 star reviews
25%
See only 3 star reviews
10%
See only 2 star reviews
4%
See only 1 star reviews
10%

Latest highest rating:

5

Great card & easy app Great card & easy app, I was given a good credit limit upon application (which was an easy process to follow even filling out on a phone). The app is ... Read more Reviewed on: 7th June 2024
Ally R's avatar
Ally R

Latest lowest rating:

1

Avoid Capital One they are crap! Avoid Capital One they’re crap Avoid Capital One they’re crap! Read all of this review for an honest true review. I’ve been with Capital One since 199... Read more Reviewed on: 8th February 2024
Jack P's avatar
Jack P

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (270)

Review of the Capital One, Classic Credit Card:

Avoid Capital One they are crap!

1
Avoid Capital One they’re crap Avoid Capital One they’re crap! Read all of this review for an honest true review. I’ve been with Capital One since 1998 and I’ve yet to have a credit limit increase which has remained at £2500. Back in 1998 this was good, today is dated and puny especially with today’s economic climate. If you try to get a credit limit increase on their online app it’s instantly denied (as I discovered) and if you write to them (as I did) you get an ambiguous response telling you that they can’t do it manually and you have to use their online app!! In other words it’s impossible yet when it comes to charging you interest on your account they are really sharp! Because of this I’m really annoyed and disgusted with their actions, clearly a long term customer like myself means nothing to them!!! So be careful with Capital One and avoid them! I’ve paid off my balance and won’t be allowing them to charge me any more interest! Date of experience: 08 February 2024 Reviewed on: 8th February 2024

Great card & easy app

5
Great card & easy app, I was given a good credit limit upon application (which was an easy process to follow even filling out on a phone). The app is easy to use & clear. They offered a 0% interest for a long while after I opened the account which was great. Reviewed on: 7th June 2024

Is good to have help from credit card companies like...

4
Is good to have help from credit card companies like Capital one Reviewed on: 7th June 2024

Very useful credit card, I find it reliable

5
Very useful credit card, I find it reliable Reviewed on: 30th May 2024

Nah thank you Nah thank you Nah thank you Nah thank...

5
Nah thank you Nah thank you Nah thank you Nah thank you Nah thank you Reviewed on: 28th May 2024

It provide good customer service

5
It provide good customer service Reviewed on: 24th May 2024

I like the features of the app and the flexibility.

5
I like the features of the app and the flexibility. Having a Capital One credit card enables me to cover unexpected payments. Reviewed on: 21st May 2024

Capital one is a great credit card to start you off...

5
Capital one is a great credit card to start you off using credit they always keep you in the loop every step of the way so you keep you on track they taunt me how to control your spending and always keep in touch Reviewed on: 18th May 2024

A great credit card for daily shopping and traveling.

5
A great credit card for daily shopping and traveling. Reviewed on: 4th May 2024

Great company, been with them since last autumn.

5
Great company, been with them since last autumn. Can’t fault them. There app is easy to use and the functionality of it is great. Never had any issues with the service they provide Reviewed on: 3rd May 2024

It’s good credit card for beginners and with no cred...

3
It’s good credit card for beginners and with no credit history Reviewed on: 2nd May 2024

Do you have a different Capital One product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Capital One has a range of products available. Check the ratings of each product to find the right one for you. View all products