Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
88% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18214)

Review of the Chip, Savings App:

Life changing!

5
I've saved more than £1300 without noticing it! I just need to think what I'm going to spend it all on. I've never had savings before and can't believe I've saved so much money. Reviewed on: 8th January 2020

Great service!

5
Great service! Always works when I need it, and it's instant. Reviewed on: 26th March 2025

Very happy with the interest rates and the service I...

5
Very happy with the interest rates and the service I get Reviewed on: 26th March 2025

Great products and ratesI

5
I've had Chip accounts for some time now, and they always excel in both their products and customer experience! Not only do they generally offer market leading rates, they also innovate within their products to make saving fun and rewarding. Reviewed on: 26th March 2025

Easy to use

5
The app is very easy to use and I like that it shows you your daily interest earned which is then paid monthly Reviewed on: 26th March 2025

Great Service

5
Always prompt and helpful. Quick to respond to any queries. Very helpful when discussing ISA. Not sure what else to say here Reviewed on: 26th March 2025

Easy to use, good rates, good breadth of products

5
Easy to use, good rates, good breadth of products Reviewed on: 26th March 2025

great! highly recommend

5
great! love the app! would highly recommend! Reviewed on: 26th March 2025

Easy set up, great communication and all round excel...

5
Easy set up, great communication and all round excellent service. Reviewed on: 26th March 2025

Easy to use, reliable, and makes saving fun

5
Easy to use, reliable, and makes saving fun Reviewed on: 26th March 2025

Easy to use savings app, links easily to my bank app...

5
Easy to use savings app, links easily to my bank app, good saving rates Reviewed on: 26th March 2025