Write a review

Churchill Insurance: Car insurance reviews

Name: Car insurance
Rating: 3.26 (280 reviews)

View other Churchill Insurance products

3.11

Based on 280 reviews, last reviewed 4th Aug 2025

100% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

35%

23%

32%

Latest highest rating:

5

Very easy to contact people and excellent price too Very easy to contact people and excellent price too Reviewed on: 24th July 2025

Latest lowest rating:

1

Avoid at all costs They lose evidence, don’t call back unless you put in a complaint, drag out claims even if they’re cut and dry. I’ve had one claim with CCTV footage (... Read more Reviewed on: 4th August 2025

Read all reviews Write a review

About this product

Churchill provides car insurance for UK customers.

You can choose between two Churchill car insurance policies: Comprehensive and Comprehensive Plus. You get a courtesy car as standard with comprehensive cover and if your car’s vandalised, you’ll keep your No Claim Discount.

Churchill car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Churchill before, you can also leave a review and share your experience.

Review Churchill Insurance: Car insurance now

Help others make smarter decisions by sharing your own experience.

Write a review

Churchill Insurance Car insurance reviews (280)

TERRIBLE SERVICE

They will not answer the phone. I have had car insurance with them for a number of years but I needed to negotiate the insurance price and no one will answer the phone. I have literally spent over two hours on the phone but cannot get an answer. I can get a better price on a price comparison site and that is where I am going. Churchill do not want my business. Reviewed on: 15th August 2022

Expensive

Wanted to charge me double what other companies were charging with 6 years no claims. They were too busy to discuss renewal prices so I cancelled online Reviewed on: 14th August 2022

Amazing

I love how easy it is to access the account information and make changes. It makes everything so hassle free and prevents time wasting being on hold on the phone for ages. Reviewed on: 12th August 2022

Fantastic service

Amazing customer service regarding claims. Easy to use online account and access documentation. Reviewed on: 12th August 2022

Terrible phone service and poor communication

I had a car accident and called Churchill to submit a claim, during this process I was hung up on twice with the person I was speaking to. In the end I used another service to pick my car up and submitted the claim online. When it became apparent my car was a write off I waited the time they said for the money to be paid into my account. When this period of time came and went I called churchill (taking close to 45 minutes to speak to someone) and the person I spoke to said it had not been submitted to finance as they did not know who was the owner of the car. This was shocking to me as 1. when I last spoke to someone on the phone they said they had all the information they needed to be able to process the payment 2. if they needed information from me, why did they wait for me to call, why did they not get in contact with me. I also asked for confirmation by email that we had the conversation and that the payment was being processed. I am yet to receive any confirmation. All this is very infuriating at need the money to be able to buy another car, which is essential for me to do my job. I definitely will not be renewing with churchill insurance once I am at the end of my contract. Reviewed on: 8th August 2022

Terrible customer service

When trying to make changes online website continually crashes saying “something went wrong! We are working on this” leaving no option but to call customer services (never respond to emails, even when you directly email the person dealing with your claim) so….. call customer services and wait an eternity just to speak to someone who says they will call you back but never do. Waste of time, won’t be renewing with Churchill. Reviewed on: 6th August 2022

Long waits on phone

I have been trying to talk to Churchill customer service for 3 days cut off twice and when I did get a customer service advisor could not help put me through to another department back on hold again shambles Reviewed on: 25th July 2022

Long Wait Times and Unacceptable Extra Fees

Tried to cancel my policy online but it wasn't allowed. Had to call them to cancel. Waited 38 minutes on hold. Got through and cancelled my policy for a £53.76 admin fee. The total call length with the representative was 2 minutes and 16 seconds. A huge waste of time and money for a simple task. Wouldn't recommend or choose again. Reviewed on: 23rd July 2022

Good online process

Getting a quote that met my wishes was simple Reviewed on: 18th July 2022

Not at fault claim.

Thumped up the rear while stationery awaiting turn onto main road, a no fault claim on an Axa customer, took 16 weeks for them to pay up and then only because I threatened to tell Martin Lewis. That did the trick, paid within the week. Rubbish company, do everything by phone, don't answer emails. Cheap but not straight. Reviewed on: 9th July 2022

Do you have a different Churchill Insurance product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Car insurance
from By Miles 4.90 from 12693 reviews
Motorhome Insurance
from Comfort Insurance 4.93 from 908 reviews
Car insurance
from Collingwood 4.89 from 3086 reviews

Want to see more from Churchill Insurance?

Life Insurance
from Churchill Insurance 5.00 from 1 reviews
Home Insurance
from Churchill Insurance 4.04 from 156 reviews
Breakdown Insurance
from Churchill Insurance 4.00 from 3 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub