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Churchill Insurance: Car insurance reviews

3.16
Based on 296 reviews, last reviewed 2nd Dec 2025
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
36%
See only 4 star reviews
22%
See only 3 star reviews
6%
See only 2 star reviews
4%
See only 1 star reviews
32%

Latest highest rating:

5

Quick and easy service, switched from Hastings due t... Quick and easy service, switched from Hastings due to a better price with Churchill Reviewed on: 8th October 2025
Sarah H's avatar
Sarah H

Latest lowest rating:

1

CATASTROPHIC INCOMPETENCE AND PRESSURE TACTICS ​I am a NON-FAULT customer, yet the claims process with Churchill has been appalling and indicative of deliberate tactics to discourage me from pursui... Read more Reviewed on: 2nd December 2025
Maciej O's avatar
Maciej O

About this product

Churchill provides car insurance for UK customers.

You can choose between two Churchill car insurance policies: Comprehensive and Comprehensive Plus. You get a courtesy car as standard with comprehensive cover and if your car’s vandalised, you’ll keep your No Claim Discount.

Churchill car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Churchill before, you can also leave a review and share your experience.

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Churchill Insurance Car insurance reviews (296)

Car Insurance

5
Been with churchill for years, since they started and always been happy with the service. Reviewed on: 16th September 2022

good cover

3
I compared cover and although not the cheapest it had the cover I wanted Reviewed on: 15th September 2022

Avoid

1
Avoid like the plague: 1. Claim process is as clear as mud to the point they are deliberately deceiving you. 2. When an accident happens they will hire substandard pick up services and garages. Takes ages to get picked up and repair the car if they bother at all. 3. Getting a courtesy car is like getting blood out a stone. 4. They will drag out returning your no claims discount, all the while claiming they have a crack team of solicitors on when it reality they are doing nothing. Don't expect to see your money for over 6 months. Reviewed on: 10th September 2022

Easy to make claim

3
Had to make a claim previously very easy process and dealt with effectively Reviewed on: 31st August 2022

Terrible company

1
i had a years car insurance with churchill and when i came up for renewal i got a cheaper quote with an alternative supplier so i decided to cancel and move. Thats when the trouble started, trying to talk to someone here is a nightmare, on hold for hours and then getting cut off so you have to start again, it literally took hours to get through to someone. anyway eventually i did and so i cancelled the policy. and took out insurance with the new provider however a month later Churchill took the full years premium from my credit card without my permission meaning i had to go through the hell of trying to talk to someone again. when i did get through to someone they were rude and told me that i needed to prove i had alternative insurance in place before they would cancel the policy and consider a refund, so i gave them the details of the other policy and then they refused to give a refund until they listened to the call. absolute crooks they have taken my money without my consent and refused to refund me even though i left them because they were too expensive. terrible customer service, AVOID AVOID AVOID! Reviewed on: 22nd August 2022

Do they really want business

1
Rerun of last year. Renewal quote is £321.85. confused quote, same company £193.00. tried to accept confused quote, the link failed with the message "sorry, this email address is already in use" exactly what happened last year. Tried to call them, after 10 mins of listening to crap music and really irritating guy telling me soon soon,gave up. I'll go somewhere else, anywhwere Reviewed on: 19th August 2022

TERRIBLE SERVICE

1
They will not answer the phone. I have had car insurance with them for a number of years but I needed to negotiate the insurance price and no one will answer the phone. I have literally spent over two hours on the phone but cannot get an answer. I can get a better price on a price comparison site and that is where I am going. Churchill do not want my business. Reviewed on: 15th August 2022

Expensive

2
Wanted to charge me double what other companies were charging with 6 years no claims. They were too busy to discuss renewal prices so I cancelled online Reviewed on: 14th August 2022

Amazing

5
I love how easy it is to access the account information and make changes. It makes everything so hassle free and prevents time wasting being on hold on the phone for ages. Reviewed on: 12th August 2022

Fantastic service

5
Amazing customer service regarding claims. Easy to use online account and access documentation. Reviewed on: 12th August 2022

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