Smart Money People Logo

Churchill Insurance: Car insurance reviews

3.18
Based on 292 reviews, last reviewed 5th Sep 2025
900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
36%
See only 4 star reviews
23%
See only 3 star reviews
6%
See only 2 star reviews
4%
See only 1 star reviews
31%

Latest highest rating:

4

Sticking with the nodding dog! Been with Churchill 3 years now and although I've not had to claim, they provide a good level of cover for a reasonable price and have been helpful on... Read more Reviewed on: 5th September 2025
NF's avatar
NF

Latest lowest rating:

1

foreign customer call centres foreign call centre could not speak english and lied said they are in uk price on tel 3 times price on internet dont want customers with poor no in... Read more Reviewed on: 5th September 2025
Mr F's avatar
Mr F

About this product

Churchill provides car insurance for UK customers.

You can choose between two Churchill car insurance policies: Comprehensive and Comprehensive Plus. You get a courtesy car as standard with comprehensive cover and if your car’s vandalised, you’ll keep your No Claim Discount.

Churchill car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Churchill before, you can also leave a review and share your experience.

Review Churchill Insurance: Car insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Churchill Insurance Car insurance reviews (292)

Absolute Scam

1
Absolute scam, I called up in may to cancel my policy because the car didn't work and I planned on scrapping it. Whoever I spoke to did not do their job. I came back to Churchill with my new car, they didn't mention that I still had a policy open with them. A month later I have two lots of money coming out of my account from them. They won't refund because of their incompetent staff showed no record of cancelling way back in may. Reviewed on: 12th August 2021

Where are my documents?

1
Payment was taken 20/05/21 but 10 days later I have still not received my policy documents. When I try and call, I only get to speak to some agents who is incapable of doing anything worthwhile. Reviewed on: 29th May 2021

Charge for everything

1
They charged me for everything... charging me £53 when my policy was expiring next month, £13 pounds to change an address online. Absolutely ridiculous, especially when I have done the same with my other car (insured with AXA, everything for free)!! Worst insurance ever and I will never go through Churchill again! Reviewed on: 12th April 2021

Average

1
Hiked price £70 as they all do , so went with AXA Reviewed on: 18th January 2021

Awful

1
Absolutely dreadful, cancelled my policy due to one missed historical payment. Took the most recent payment so I assumed I was covered. Turns out I wasn’t, 6 points on my driving licence from a random stop. They sent a letter to confirm cancellation. I didn’t get it because I was away for work. No phone call or email to chase, or warn that I would be uncovered. I was driving for two weeks without insurance. Very glad I didn’t have an incident in that time. The customer service were appalling and didn’t care. Wouldn’t reinstate the policy either. Avoid this shower of insurance excrement. Reviewed on: 4th December 2020

Car insurance renewal up 31% with no change of circumstance. Simply wrong!

1
Car insurance renewal up 31% on last year's premium. Nothing has changed apart from non claims up 1 year from 10 to 11 years. I called Churchill about this but the operative could not explain why. Disgraceful when RPI is 1.19% and many of use have not been driving during lockdown etc. so claims must be down. I thought this practice of heavy renewal uplifts that penalise loyalty had stopped - clearly not. Reviewed on: 18th September 2020

Not too bad

3
Good communications, a little overpriced but good service! Can't complain. Reviewed on: 17th September 2020

great service

5
not only was it the cheapest quote, but when i phoned up to confirm details, the staff were friendly and efficient. Reviewed on: 16th September 2020

Quick and easy

5
Renewal was so simple and easy online and very competitive Reviewed on: 15th September 2020

Great value and great customer service

5
Having only held my licence for a year when I completed a quote with Churchill I was expecting extortionate prices. However, they provided me with a very well priced quote. The process of setting up the policy and speaking to their customer service teams since then has been great. Reviewed on: 11th September 2020

Do you have a different Churchill Insurance product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Churchill Insurance?

    View all products