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Churchill Insurance: Car insurance reviews

Name: Car insurance
Rating: 2.81 (304 reviews)

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2.81

Based on 304 reviews, last reviewed 21st Jul 2026

No new 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

36%

22%

33%

Latest highest rating:

5

Easy to deal with Very efficient, easy to deal with/get quotes and purchase, good Comms, quick to send out proof of no claims Reviewed on: 16th July 2026

Latest lowest rating:

1

Warning don't use churchill ins Car driven in to dealing with churchill nightmare bad service low value gave personal details to third party cancelled ins with out informing me Reviewed on: 21st July 2026

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About this product

Churchill provides car insurance for UK customers.

You can choose between two Churchill car insurance policies: Comprehensive and Comprehensive Plus. You get a courtesy car as standard with comprehensive cover and if your car’s vandalised, you’ll keep your No Claim Discount.

Churchill car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Churchill before, you can also leave a review and share your experience.

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Churchill Insurance Car insurance reviews (304)

Excellent service

Great customer service, easy to use website, staff always happy to help and good value Reviewed on: 18th August 2021

Shocking call centre agents.

Churchill Direct are terrible. It took three calls to get a recovery truck after my car was in accident. It took a further week for an engineer to visit my car before repairs could begin and the service agents were not great either. Avoid Direct Line or Churchill. Churchill also left my father in law broken down despite his roadside assistance with Churchill for 2.5 hours on a main London motorway. Reviewed on: 18th August 2021

Absolute Scam

Absolute scam, I called up in may to cancel my policy because the car didn't work and I planned on scrapping it. Whoever I spoke to did not do their job. I came back to Churchill with my new car, they didn't mention that I still had a policy open with them. A month later I have two lots of money coming out of my account from them. They won't refund because of their incompetent staff showed no record of cancelling way back in may. Reviewed on: 12th August 2021

Where are my documents?

Payment was taken 20/05/21 but 10 days later I have still not received my policy documents. When I try and call, I only get to speak to some agents who is incapable of doing anything worthwhile. Reviewed on: 29th May 2021

Charge for everything

They charged me for everything... charging me £53 when my policy was expiring next month, £13 pounds to change an address online. Absolutely ridiculous, especially when I have done the same with my other car (insured with AXA, everything for free)!! Worst insurance ever and I will never go through Churchill again! Reviewed on: 12th April 2021

Average

Hiked price £70 as they all do , so went with AXA Reviewed on: 18th January 2021

Awful

Absolutely dreadful, cancelled my policy due to one missed historical payment. Took the most recent payment so I assumed I was covered. Turns out I wasn’t, 6 points on my driving licence from a random stop. They sent a letter to confirm cancellation. I didn’t get it because I was away for work. No phone call or email to chase, or warn that I would be uncovered. I was driving for two weeks without insurance. Very glad I didn’t have an incident in that time. The customer service were appalling and didn’t care. Wouldn’t reinstate the policy either. Avoid this shower of insurance excrement. Reviewed on: 4th December 2020

Car insurance renewal up 31% with no change of circumstance. Simply wrong!

Car insurance renewal up 31% on last year's premium. Nothing has changed apart from non claims up 1 year from 10 to 11 years. I called Churchill about this but the operative could not explain why. Disgraceful when RPI is 1.19% and many of use have not been driving during lockdown etc. so claims must be down. I thought this practice of heavy renewal uplifts that penalise loyalty had stopped - clearly not. Reviewed on: 18th September 2020

Not too bad

Good communications, a little overpriced but good service! Can't complain. Reviewed on: 17th September 2020

great service

not only was it the cheapest quote, but when i phoned up to confirm details, the staff were friendly and efficient. Reviewed on: 16th September 2020

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