Smart Money People Logo

Churchill Insurance: Car insurance reviews

3.16
Based on 296 reviews, last reviewed 2nd Dec 2025
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
36%
See only 4 star reviews
22%
See only 3 star reviews
6%
See only 2 star reviews
4%
See only 1 star reviews
32%

Latest highest rating:

5

Quick and easy service, switched from Hastings due t... Quick and easy service, switched from Hastings due to a better price with Churchill Reviewed on: 8th October 2025
Sarah H's avatar
Sarah H

Latest lowest rating:

1

CATASTROPHIC INCOMPETENCE AND PRESSURE TACTICS ​I am a NON-FAULT customer, yet the claims process with Churchill has been appalling and indicative of deliberate tactics to discourage me from pursui... Read more Reviewed on: 2nd December 2025
Maciej O's avatar
Maciej O

About this product

Churchill provides car insurance for UK customers.

You can choose between two Churchill car insurance policies: Comprehensive and Comprehensive Plus. You get a courtesy car as standard with comprehensive cover and if your car’s vandalised, you’ll keep your No Claim Discount.

Churchill car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Churchill before, you can also leave a review and share your experience.

Review Churchill Insurance: Car insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Churchill Insurance Car insurance reviews (296)

Affordable, comprehensive and helpful

4
I've had no need to claim on my insurance but they gave me a discount for having house insurance too and peace of mind that I'd be covered in all eventualities Reviewed on: 8th July 2019

Great Coverage at a Great Price

5
Great Coverage at a Great Price, uk based call centre Reviewed on: 6th July 2019

Grrrreat

5
Great customer service, have had only positive experiences with them Reviewed on: 6th July 2019

quality car insurance

5
Excellent customer service from day one , highly praised for always sorting everything out first time! Reviewed on: 4th July 2019

They are very good

5
I looked up on line then I phone them and they were very helpful and they were cheap too Reviewed on: 21st June 2019

Simple Set up and Great Price

5
Fantastic quote for car insurance and very easy to set up. Reviewed on: 8th June 2019

Always a pleasure to deal with!

5
Whenever I've needed to discuss/amend my policy - and through the one time I was involved in a car accident that was not my fault - the team at Churchill have always been a pleasure to deal with. I've always valued how they've quickly resolved whatever the situation is, and always spoken to me on a personable, friendly level. Plus, their renewal policies have always been price competitive. I will always recommend Churchill to friends and family! Reviewed on: 6th June 2019

Completely messed me over with PONC

1
Honoured my 9 years PONC when transferring to them, then only gave me 1 year PONC to me insurer after that. Evidently they were trying to lock me in. They said that somewhere there was wording that made it an 'introductory PONC mirroring discount'. I have gone elsewhere and am very angry that they effectively took my money (I didn't make any claims) and threw away many years of PONC. Stay away! Reviewed on: 17th April 2019

Great service

4
No hassle, competitive product and prompt, efficient service. Reviewed on: 15th April 2019

Churchill are utterly appalling

1
Churchill are appalling - don't touch them! I had car insurance with them 11 March 2018-11 March 2019. I contacted them in good time (13th February 2019 - spoke to Diane) and stated categorically that I wouldn't be renewing with them. I received an auto-renewal letter on 15th March (4 days after renewal date) and rang again. Spoke to Kirsty who assured me she had accessed my details and that she had absolutely ensured that the policy had been cancelled and ABSOLUTELY Churchill would not take my money. Just checked my bank account and today - 19th March and guess what - they've extracted £204.96 - 8 days after my policy with them expired. And this amount bears no relation to anything mentioned in their letters. Fortunately I have just enough in my account not to be overdrawn, but if I hadn't I could be in big trouble as I live on a very tight budget. I expect to spend a very frustrating morning tomorrow trying to get my money back from these robbers. Nothing they tell you on the phone is true. I shall warn all my friends not to touch them. Reviewed on: 20th March 2019

Do you have a different Churchill Insurance product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Churchill Insurance?

    View all products