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Esure: Car Insurance reviews

Name: Car Insurance
Rating: 2.12 (387 reviews)

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1.72

Based on 387 reviews, last reviewed 5th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

18%

10%

66%

Latest highest rating:

5

I have not had to claim on E-Sure but my experience... I have not had to claim on E-Sure but my experience has been straight forward so far. Reviewed on: 14th October 2024

Latest lowest rating:

1

Possibly one of the worst insurance companies to go... Possibly one of the worst insurance companies to go to with. I was in an accident that was found as no fault to me and I paid my excess at the time an... Read more Reviewed on: 5th February 2025

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About this product

Here at Smart Money People, we collect Esure car insurance reviews from genuine customers to help you make an informed decision when selecting your next provider.

Esure was founded in 2000, but quickly grew. As well as selling insurance policies directly to customers, by 2011 it also allowed insurance brokers to sell its products too. The company offers car, home and travel insurance policies, with varying levels of cover available when insuring a vehicle. Esure also offers a multi car policy and insurance for electric vehicles.

Are you looking to insure an electric car? See what our Smart Money People community have to say about Esure’s electric car insurance by checking out the reviews. Perhaps you need cover for your car key, or want the security of misfuelling cover. What about legal protection, or breakdown cover? Whatever you need from a policy, read the Esure car insurance reviews to see how real customers have rated their policies with the brand.

Have you had a car insurance policy with Esure? Consider leaving an honest review to help us increase trust and transparency in financial services. Tell us how you found the sign-up process - was it simple, or did it perhaps take slightly longer than you’d anticipated? Were you satisfied with the cost of the premium for the level of cover you received? Did you have to make a claim, and if so, how well did Esure deal with it? Write an Esure car insurance review today to help other drivers just like you.

Esure Car Insurance reviews (387)

Review of the Esure, Car Insurance:

Avoid These Scammers

Terrible Customer Service, after waiting and waiting on the phone I was cut off by a person who I thought 100% was abroad overseas due to the poor English and lack of understanding. I then had to call again and to find out I had to pay a cancellation fee for my monthly direct debit car insurance. They are scammers , stay away, pay that little more and receive the service you desire. It’s not worth saving money, or at least think your saving money when you have incompetent customer service. Stay Away or you will for sure regret your experience. Reviewed on: 18th July 2022

3 hours trying to contact customers services!

3 hours trying to contact customers services! All because they messed up my direct debit and when informed them of this, they did it again!!! Trying to cancel auto renew is also a trial so do yourself a favour and go elsewhere! Reviewed on: 30th January 2024

Worst customer service long wait.

Worst customer service long wait. Poor online support Reviewed on: 29th January 2024

eSure are impossible to get hold of and harass you

eSure are impossible to get hold of. They don't respond or confirm contact via email, their online account systems don't work, and every time I call I have been on hold for 2 hours then cut off. After the end of my 12 month insurance contract, they're now harassing me because they auto renewed my contract and want an extra month. Reviewed on: 29th January 2024

Absolutely useless to deal with login system dose no...

Absolutely useless to deal with login system dose not work so I call them held in cue for tow hours then cut off, so then use chat line they kept on hold for an hour only to then be cut off finally got trough paid to amend insurance two days later no confirmation of insurance so still don't know if I am insured or not Reviewed on: 28th January 2024

Where to begin.

Where to begin... Recently I was involved in an accident by a drunk driver. The at fault drive fled the scene of the accident on foot and I was taken to the hospital due to myself being trapped in my car. Phoned Esure the next day to inform them of the situation and it took me over 1 hour to get through. They kept asking me the drivers name and reg plate even though I’ve told them multiple times I was trapped in my car and couldn’t provide these details at this moment in time. I gave them the police log number and crime number. They couldn’t phone the police themselves due to the fact they wasn’t based in the UK, so 101 was out of the question. I had to chase the phone numbers down for them and the police for the at fault drivers car reg but wouldn’t be able to get his name due to data protection. They did inform me saying the insurance can contact them with the log number to chase down any additional information but they can do the reg plate check for these details and where the car was being stored. Another 2 hours on the phone with Esure informing them about all this new information and still they didn’t update the system. I then had to chase things down again by contacting one of the police officers that was at the scene about where the car was.. another 1 hour trying to get through to Esure, I informed them of this. They stated they would inform copart to pick up the vehicle to assess the damage. I asked about a rental yet they stated they have informed enterprise cars. yet... phoned enterprise and they informed me that my insurance Esure asnt sent the correct details over! Yet again I had to re phone Esure with the ridiculous wait times to sort this. All I get is yeah we will sort it and nothing ever happens. Luckily for me the at fault driver Insurance phoned me stating there driver took full responsibility and if I wanted them to deal with the claim...YES 100% I got a rental the next day and they have chased up everything... re phoned Esure to Inform them about this and to close the claim down on my side so they could take over.... 1 week later they still haven’t closed the claim after hours and hours spent informing them to close it. All I got was there is a technical error. I have now just cancelled the insurance and paid the fee just to get away from these people. My stress level was so bad throughout this traumatic experience that I had to go to the doctors for medication. Please for God’s sake do not go with these guys. They make it so easy to join them and suck you in with cheap quotes, but my god the customer service is shocking. Avoid like the plague Reviewed on: 26th January 2024

This company doesn’t even deserve 1 star!

This company doesn’t even deserve 1 star! I was in an accident that wasn’t my fault back in Oct 2023 and months later after my car was fixed by the party at fault, Esure Flex email me to tell me I was at fault! Since then I have continuously contacted and spent days getting this resolved with still no luck! I mean come on my car is fixed and I even contacted the other parties insurance who said they have admitted liability and have taken it all on, my car was even fixed at the garage I chose! Anyway, I am still at a loss. Frustrated and drained with their horrendous service and even doing their job for them! I emailed with the chat trail explaining how I will be going to the Ombudsman with still no reply over 2 weeks later! The lady on the chat even asked me for the other parties insurance company contact number! Absolutely ludicrous! STAY CLEAR AND PAY MORE EVEN JUST FOR YOUR OWN SANITY! Reviewed on: 24th January 2024

Dreadful customer services, impossible to talk

I never needed to claim etc but they are impossible to get in touch with…long, long queues and banal auto-generated messages about how busy they are and they’ll be with me soon……waited for hours. Reviewed on: 23rd January 2024

WitWithout any value at all.hout any value at all.

Without any value at all. 5 hours on the phone this week hours and on two hours chatbot (7 hours in total). What was I trying to do - discuss renewal. They claim you cannot discuss renewal during re-newal period. Joke - you cant discuss re-newal at all. You mention an official complaint two operators (African location I think judging by 15 letter first name. still hung up on me after I had both of their names) Just hang up on you. Called Admiral picked up in 30-seconds, English speaking professional, organised the policy cheaper in 6-minutes. Reviewed on: 22nd January 2024

CUSTOMER SERVICE DOESNT EXIST HERE!!! DO NOT USE

Quite simply the worst customer service facility I've ever experienced. No ability to cancel auto renew without speaking to a member of the customer service team. The problem is, they don't exist!! I've spent two long stints in the online queue and over 45 mins in a telephone queue. No email, no ability to request a call back. My renewal quote from Esure is over £200 more expensive than an alternative provider. Reviewed on: 18th January 2024

impossible to get hold of them.

Well, impossible to get hold of them, for nearly 5 days, they never answer calls, you call them, and you're on hold for 2 hours and then they cut you off. Nobody is that busy, and the left doesn't know what the right is doing. Rude, incompetent and very unprofessional. Reviewed on: 11th January 2024

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